293 Cloverbrook Way, Gallatin, TN 37066 Property Records

Sumner County property record for 293 Cloverbrook Way, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,881 sqft · built 2021
Owner	Company Name on Record
Last Sale	$425,000 (May 2022)
Tax Bill	$2,465 (2025)
Deeds & Mortgages	May 2022 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083124B D 02700`

Property Details

APN / Parcel Number

Primary APN	`083124B D 02700`
Alternative APN	`124B D 02700`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,881 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Terrain	Rolling
Garage Type	Finished
Driveway	Driveway
Driveway Area	736 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	293 CLOVERBROOK WAY
City	GALLATIN
State	TN
Zip	37066-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB31 PG291 LOT432
Legal Block	291
Legal Lot Number	432
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	20502

Owner

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Mar 8, 2021	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Dec 11, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	1414221
Deed Book / Page	5936 / 291
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	May 4, 2022
Property Address	293 CLOVERBROOK WAY, GALLATIN, TN 37066-3265
Document Number	0059360291
Book / Page	5936 / 291
Map Reference	MB 31 PG 291&292
Instrument Date	Apr 29, 2022
Instrument	1414221
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$1,572.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14355 COMMERCE WAY, MIAMI LAKES, FL 33016-1502
Investor	Possibly a Property Investor

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Mar 8, 2021
Property Address	293 CLOVERBROOK WAY, GALLATIN, TN 37066-3265
Document Number	0055220770
Book / Page	5522 / 770
Map Reference	MB 31 PG 291&292
Instrument Date	Mar 5, 2021
Instrument	1353785
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 CLOVERBROOK WAY, GALLATIN, TN 37066-3265

Mortgage

Document Number	5522774
Date	Mar 8, 2021
Instrument	5522/774

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMNER TN
Recording Date	Dec 11, 2020
Property Address	293 CLOVERBROOK WAY, GALLATIN, TN 37066-3265
Document Number	0054340136
Book / Page	005434 / 000136
Instrument Date	Dec 11, 2020
Instrument	1341519
Transaction Type	Transfer
Record Updated	Apr 12, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$873.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 MAPLE ST #100 GALLATIN TN 370666342, 100, GALLATIN, TN 37066-6342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,465.00 (+19.66%)	$173,440 (+156.95%) Land $36,000 Building $137,440
2024			$433,600 (+60.59%) Land $90,000 Building $343,600
2023	$2,060.00 (-0.34%)	$67,500 (-) Land $12,000 Building $55,500
2022	$2,067.00	$67,500 Land $12,000 Building $55,500
2021			$270,000 Land $48,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	23 (1993–2024)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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