Laurens County property record for 293 Cecil Dr, Waterloo, SC 29384 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 29,621 sqft (0.68 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $315,000 (2026) |
| Tax Bill | $1,684.00 (2025) |
| Primary APN | 242-00-00-159 |
|---|
| Lot Area | 29,621 sqft (0.68 acres) |
|---|
| Street Address | 293 CECIL DR |
|---|---|
| City | WATERLOO |
| State | SC |
| Zip | 29384-3657 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 56 |
| Legal Lot Number | 56 |
| Jurisdiction | LAURENS SC |
| Minor Civil Division | PRINCETON |
| Census Blockgroup | 3 |
| Census Block | 3035 |
| Census Tract | 920202 |
Source: Laurens County records · APN 242-00-00-159
Assessment roll updated February 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Line of Credit OCMBC INC |
| Apr 20, 2026 | Deed, Transfer · Conventional Mortgage NEIGHBORHOODLOANS INC |
| Apr 20, 2026 | Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Deed Doc Number | 20263874 |
| Deed Book / Page | 1996 / 260 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Transaction Type | Mortgage |
| Record Updated | May 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Document Number | 0M30260184 |
|---|---|
| Date | May 14, 2024 |
| Book Page | M3026/184 |
| Instrument | 2024003700 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Address | 19000 MACARTHUR BLVD STE 200, IRVINE, CA 92612 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 20, 2026 |
| Property Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Document Number | 0000003874 |
| Book / Page | 1996 / 260 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.3874 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,715.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Document Number | 0000003875, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 2026..3875 |
| Name | NEIGHBORHOODLOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Apr 20, 2026 |
| Property Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Document Number | 0D19960260 |
| Book / Page | 1996 / 260 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20263874 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117,715.50 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 293 CECIL DR, WATERLOO, SC 29384-3657 |
| Document Number | 0000003875, |
|---|---|
| Date | Apr 20, 2026 |
| Instrument | 20263875 |
| Name | NEIGHBORHOOD LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,684.00 (-66.29%) Homeowner's exemption | $9,800 (-33.38%) Land $540 Building $9,260 | |
| 2024 | $4,995.00 | $14,710 Land $820 Building $13,890 | |
| 2021 | $245,100 Land $13,600 Building $231,500 |
Source: FEMA National Flood Hazard Layer, Laurens County (45059C), updated June 20, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate 43rd percentile nationally · 30th in South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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