293 Cactus Dr, Prospect Hill, NC 27314 Property Records

Caswell County property record for 293 Cactus Dr, Prospect Hill, NC 27314

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 2001
Lot Size	10 acres (436,471 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2022)
Tax Bill	$1,809 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1418330`

Property Details

APN / Parcel Number

Primary APN	`1418330`
Alternative APNs	`0150.00.00.0012.0000` `1059047`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,384 sqft
1st Floor Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Concrete Block
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	436,471 sqft (10 acres)

Exterior Amenities

Porch	Slab
Porch Area	504 sqft
Deck Area	648 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1418330
Street Address	293 CACTUS DR
City	PROSPECT HILL
State	NC
Zip	27314-9609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-7 10.0200 AC PL-14/294
Legal Subdivision	SOUTH FORK
Legal Lot Number	7
Jurisdiction	CASWELL NC
Township / Civil Division	HIGHTOWERS
Census Block Group	4
Census Block	4020
Census Tract	930600

Owner

Source: Caswell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	293 CACTUS DR, PROSPECT HILL, NC 27314-9609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · FHA Mortgage IMPERIAL LENDING LLC
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	May 21, 2015 · Amount on Record
Deed Document Number	2022353110
Deed Book / Page	645 / 268
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASWELL NC
Recording Date	Aug 7, 2026
Property Address	293 CACTUS DR, PROSPECT HILL, NC 27314-9609
Document Number	0000364426
Book / Page	680 / 765
Instrument Date	Aug 1, 2026
Instrument	2026364426
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 CACTUS DR, PROSPECT HILL, NC 27314-9609
Investor	Possibly a Property Investor

Mortgage

Document Number	0000364426,
Date	Aug 7, 2026
Book Page	680/765
Instrument	2026364426

Lender

Name	IMPERIAL LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.43%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASWELL NC
Recording Date	Oct 3, 2022
Property Address	293 CACTUS DR, PROSPECT HILL, NC 27314-9609
Document Number	000645/268
Book / Page	645 / 268
Map Reference	MB 14 PG 294
Instrument Date	Sep 30, 2022
Instrument	353110
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 BUCK SWAMP RD, GOLDSBORO, NC 27530-8030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	293 CACTUS DR, PROSPECT HILL, NC 27314-9609

Mortgage

Document Number	0000353111
Date	Oct 3, 2022
Instrument	353111

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Caswell County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caswell County
Unified School District	Caswell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,809.00 (+1.01%)	$251,794 (-) Land $59,472 Building $192,322	$251,794 (-) Land $59,472 Building $192,322
2025	$1,791.00 (+6.54%)	$251,794 (-) Land $59,472 Building $192,322	$251,794 (-) Land $59,472 Building $192,322
2024	$1,681.00 (+7.55%)	$251,794 (+34.02%) Land $59,472 Building $192,322
2023	$1,563.00	$187,876 Land $45,240 Building $142,636	$251,794 Land $59,472 Building $192,322

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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