293 Bent Tree Dr, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 293 Bent Tree Dr, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,982 sqft · built 1999
Lot Size	1.84 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (May 2022)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1625891`

Property Details

APN / Parcel Number

Primary APN	`1625891`
Alternative APN	`37930`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,982 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	195 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	293 BENT TREE DR
City	RUTHERFORDTON
State	NC
Zip	28139-6628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILKINS FOREST LO:44 PH:3 PL:18-53
Legal Subdivision	WILKINS FOREST SUBDIVISION
Legal Lot Number	44
Jurisdiction	RUTHERFORD NC
Township / Civil Division	GREEN HILL
Census Block Group	1
Census Block	1053
Census Tract	960201

Owner

293 Bent Tree Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Rutherford County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	293 BENT TREE DR, RUTHERFORDTON, NC 28139-6628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2022 · Amount on File
Deed Sale	May 24, 2022 · Amount on File
Deed Book / Page	2061 / 486
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 24, 2022
Property Address	293 BENT TREE DR, RUTHERFORDTON, NC 28139-6628
Document Number	0020610486
Book / Page	2061 / 486
Map Reference	MB 18 PG 53
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 STACEY RD, 720, RUTHERFORDTON, NC 28139-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	293 BENT TREE DR, RUTHERFORDTON, NC 28139-6628

Mortgage

Document Number	0002061489
Date	May 24, 2022
Instrument	2061/489

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	4.95%
Index	5-Year CMT
Margin	2
Max Rate	8.95%

Tax Assessment & Valuation

The 2025 property tax bill for 293 Bent Tree Dr was $2,266.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00	$373,500 Land $42,900 Building $330,600	$373,500 Land $42,900 Building $330,600
2023		$373,500 Land $42,900 Building $330,600	$373,500 Land $42,900 Building $330,600
2022	$169.00 (-9%)
2021	$1,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 293 Bent Tree Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 293 Bent Tree Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Pangaea Internet, Spectrum.

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