29295 Morningside Ct, Lindstrom, MN 55045 Property Records

Chisago County property record for 29295 Morningside Ct, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1960
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,000 (Sep 1998)
Tax Bill	$7,202 (2026)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00010-83`

Property Details

APN / Parcel Number

Primary APN	`15-00010-83`
Alternative APNs	`3176788` `3371861` `3455979` `3986821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,296 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Depth	146 ft Depth
Garage Area	1,896 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3986821
Street Address	29295 MORNINGSIDE CT
City	LINDSTROM
State	MN
Zip	55045-9385
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL NO. 3 GABRIELSON'S PARCELS: COMM AT THE E 1/4 COR OF SAID SEC 4;TH S 89 D 46'27" W ALONG THE E-W 1/4 LINE OF SEC 4
Legal Range	020
Legal Township	033
Legal Section	04
Jurisdiction	CHISAGO MN
Township / Civil Division	LINDSTROM
Census Block Group	1
Census Block	1010
Census Tract	110503

Owner

Source: Chisago County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29295 MORNINGSIDE CT, LINDSTROM, MN 55045-9385
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1998 · Amount on Record
Deed Sale	Sep 30, 1998 · Amount on Record
Deed Document Number	19981494
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHISAGO MN
Recording Date	May 21, 2026
Property Address	29295 MORNINGSIDE CT, LINDSTROM, MN 55045-9385
Document Number	0000693082
Instrument Date	May 2, 2026
Instrument	2026693082
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVION TITLE INC, SERVION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29295 MORNINGSIDE CT, LINDSTROM, MN 55045-9385

Mortgage

Document Number	0000693082,
Date	May 21, 2026
Instrument	2026693082

Lender

Name	CITY AND COUNTY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2041

Interest

Rate Type	Fixed Rate
Rate	5.77%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	Lindstrom City
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,202.00 (+8.5%)
2025	$6,638.00 (+12.47%) Homeowner's exemption
2024		$502,400 (+2.78%)	$503,600 (+3.03%)
2023	$5,902.00 (+1.48%) Homeowner's exemption	$488,800 (+7.12%) Land $268,300 Building $220,500	$488,800 (+7.12%) Land $268,300 Building $220,500
2022	$5,816.00 (+8.22%) Homeowner's exemption	$456,300 (+29.48%) Land $247,600 Building $208,700	$456,300 (+27.64%) Land $247,600 Building $208,700
2021	$5,374.00	$352,400	$357,500 Land $181,900 Building $175,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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