Story County property record for 2929 Ridgetop Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 5,244 sqft · built 1994 |
| Lot Size | 2.09 acres (91,234 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $16,378 (2025) |
| Deeds & Mortgages | Feb 2018 Line of Credit Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-28-360-020 |
| Primary APN | 05-28-360-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 7 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,244 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Basement Area | 2,245 sqft |
| Finished Basement | 1,203 sqft |
| Unfinished Basement | 1,042 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,234 sqft (2.09 acres) |
| Garage Type | Attached |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Deck Area | 156 sqft |
| Patio Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2929 RIDGETOP RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-4514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | NORTHRIDGE PARKWAY SD 9TH ADD LOT:16 AMES |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 28 |
| Legal Subdivision | NORTHRIDGE PARKWAY SD 9TH ADD |
| Legal Lot Number | 16 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 105 |
2929 Ridgetop Rd is owner-occupied and held in a trust since July 2021.
Source: Story County records, as of September 1, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2929 RIDGETOP RD, AMES, IA 50014-4514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 28, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2021 |
| Transfer Doc | 0202109690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 2929 RIDGETOP RD, AMES, IA 50014-4514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201800916 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 2018-00916 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 28, 2021 |
| Property Address | 2929 RIDGETOP RD, AMES, IA 50014-4514 |
| Document Number | 0202109690 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 2021-09690 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2929 RIDGETOP RD, AMES, IA 50014-4514 |
| Name | Verified Name |
|---|---|
| Address | 2929 RIDGETOP RD, AMES, IA 50014-4514 |
The 2025 property tax bill for 2929 Ridgetop Rd was $16,378 with a homeowner's exemption, down 12.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,378.00 (-12.41%) Homeowner's exemption | $1,216,500 Land $236,500 Building $980,000 | $1,216,500 Land $236,500 Building $980,000 |
| 2024 | $18,698.00 | ||
| 2023 | $1,312,900 Land $229,300 Building $1,083,600 | $1,312,900 Land $229,300 Building $1,083,600 | |
| 2022 | $15,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2929 Ridgetop Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2929 Ridgetop Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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