2929 Fire Mountain Dr, Unit 28, Oceanside, CA 92054 Property Records

San Diego County property record for 2929 Fire Mountain Dr, Unit 28, Oceanside, CA 92054

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 740 sqft · built 1971
Lot Size	3.14 acres (137,196 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (Nov 2022)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-430-29-28`

Property Details

APN / Parcel Number

Primary APN	`165-430-29-28`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	740 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Condo/Apartment
Lot Area	137,196 sqft

Location & Zoning

Street Address	2929 FIRE MOUNTAIN DR, 28
City	OCEANSIDE
State	CA
Zip	92054-6254
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 28PER DOC78-478282&UND INT IN TR 008990
Legal Subdivision	LA MONTANA
Legal Tract	008990
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	18504

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49511 DOUGLAS ST, INDIO, CA 92201-7548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 7, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2022	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Prior Sale	Aug 8, 2022 · Amount on Record
Deed Document Number	2022428835
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2929 FIRE MOUNTAIN DR UNIT 28, 28, OCEANSIDE, CA 92054-6254
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9121 KINROSS AVE, LAS VEGAS, NV 89145-8529

Mortgage

Document Number	0000066661
Date	Mar 11, 2026
Instrument	2026-0066661

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2022
Property Address	2929 FIRE MOUNTAIN DR UNIT 28, 28, OCEANSIDE, CA 92054-6254
Document Number	0000428835
Map Reference	MAP 8990
Instrument Date	Oct 20, 2022
Instrument	2022-0428835
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49511 DOUGLAS ST, INDIO, CA 92201-7548

Mortgage

Document Number	0000428836
Date	Nov 7, 2022
Instrument	2022-0428836

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2022: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2022
Property Address	2929 FIRE MOUNTAIN DR UNIT 28, 28, OCEANSIDE, CA 92054-6254
Document Number	0000320616
Map Reference	FILE 78-478282
Instrument Date	Jun 29, 2022
Instrument	2022-0320616
Transaction Type	Construction Loan
Record Updated	Aug 17, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27555 YNEZ RD STE 110, 110, TEMECULA, CA 92591-4677

Mortgage

Document Number	0000320617
Date	Aug 8, 2022
Instrument	2022-0320617

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$354,440 (+2%) Land $167,700 Building $186,740
2025	$3,928.00 (+5.17%)	$347,491 (+4.04%) Land $164,412 Building $183,079
2023	$3,735.00 (+179.36%)	$334,000 Land $158,029 Building $175,971
2022	$1,337.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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