292896 E 1780 Rd, Duncan, OK 73533 Property Records

Stephens County property record for 292896 E 1780 Rd, Duncan, OK 73533

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,313 sqft · built 1945
Lot Size	220 acres (9,583,200 sqft)
Owner	2 Individuals on Record
Last Sale	$100,000 (Sep 1994)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Aug 2019 Second Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-25-01S-06W-4-000-00`

Property Details

APN / Parcel Number

Primary APN	`0000-25-01S-06W-4-000-00`
Alternative APN	`3608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,313 sqft Living Area
Gross Area	2,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583,200 sqft (220 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	444 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3608
Street Address	292896 E 1780 RD
City	DUNCAN
State	OK
Zip	73533-9787
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	25-1S-6W SE & SENE & S1/2 SWNE
Legal Range	06W
Legal Township	01S
Legal Section	25
Legal Subdivision	T1S-R6W
Legal Block	1S
Legal Lot Number	6W
Jurisdiction	STEPHENS OK
Township / Civil Division	VELMA-ALMA
Census Block Group	1
Census Block	1062
Census Tract	1000

Owner

Source: Stephens County assessment roll, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	292896 E 1780 RD, DUNCAN, OK 73533-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST BANK & TRUST CO
Aug 20, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1994 · Amount on Record
Deed Sale	Sep 2, 1994 · Amount on Record
Deed Book / Page	1929 / 836
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	292896 E 1780 RD, DUNCAN, OK 73533-9787
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005701/252
Date	Aug 20, 2019
Book Page	5701/252
Instrument	2019-008251

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 16, 2024

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Aug 20, 2019
Property Address	292896 E 1780 RD, DUNCAN, OK 73533-9787
Document Number	005701/237
Book / Page	5701 / 237
Instrument Date	Aug 16, 2019
Instrument	2019-008249
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	STEPHENS CO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,452.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	292896 E 1780 RD, DUNCAN, OK 73533-9787

Mortgage

Document Number	2019008250
Date	Aug 20, 2019
Instrument	2019-008250

Lender

Name	FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2039

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	005701/264
Date	Aug 20, 2019
Book Page	5701/264
Instrument	2019-008252

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	DUNCAN, OK 73534

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 16, 2022

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Unified School District	Velma-Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+5.56%)	$24,006 (+7.02%) Land $3,917 Building $20,089	$231,906 (+13.73%) Land $35,612 Building $196,294
2023	$1,728.00	$22,431 Land $3,927 Building $18,504	$203,917 Land $35,699 Building $168,218

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 47% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEPHENS CO RWD #5 serves 6,426 people · EPA ID OK2006969
Water Source	Purchased surface water from DUNCAN PUBLIC UTILITIES AUTHORITY
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
360 Broadband Fixed Wireless	60 / 6
Rise Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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