OS NATIONAL TITLE AND ESCROW, NATIONAL TITLE & ESCROW
Transaction
Tax
$0.00
Amount Accuracy
Full Amount Stated
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2928 LOW GAP RD, OZARK, AR 72949-9498
July 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
FRANKLIN AR
Recording Date
Jul 21, 2026
Property Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Document Number
0000001912
Instrument Date
Jun 12, 2026
Instrument
20261912
Transaction Type
Mortgage
Record Updated
Aug 3, 2026
Title Company
NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Mortgage
Document Number
0000001912,
Date
Jul 21, 2026
Instrument
20261912
Lender
Name
FEDERAL HOUSING COMMISSIONER
Agreement
Type
Reverse Mortgage
Amount
Amount on Record
Term
999 Months
Due
Mar 7, 2113
Interest
Rate
6.36%
Max Rate
-1%
July 2026: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
FRANKLIN AR
Recording Date
Jul 21, 2026
Property Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Document Number
0000001911
Instrument Date
Jun 12, 2026
Instrument
20261911
Transaction Type
Mortgage
Record Updated
Aug 3, 2026
Title Company
NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Mortgage
Document Number
0000001911,
Date
Jul 21, 2026
Instrument
20261911
Lender
Name
MORTGAGE MORTGAGE
Agreement
Type
Reverse Mortgage
Amount
Amount on Record
Term
999 Months
Due
Mar 7, 2113
Interest
Rate
6.36%
Max Rate
-1%
May 2026: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
FRANKLIN AR
Recording Date
May 11, 2026
Property Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Document Number
0000001179
Instrument Date
May 11, 2026
Instrument
2026.1179
Transaction Type
Transfer
Record Updated
May 22, 2026
Title Company
ADAMS ABSTRACT AND TITLE, ADAMS ABSTRACT & TITLE
Transaction
Amount
Amount on Record
Tax
$6,666.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
513 RUDY RD, ALMA, AR 72921-8343
Investor
Possibly a Property Investor
February 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
FRANKLIN AR
Property Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Transaction Type
Mortgage
Record Updated
Oct 16, 2025
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
000234/158
Date
Feb 8, 2018
Book Page
234/158
Lender
Name
ARKANSAS FCU
Type
Credit Union
Address
JACKSONVILLE, AR 72078
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
179 Months
Due
Jan 26, 2033
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
January 2018: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
FRANKLIN AR
Recording Date
Jan 5, 2018
Property Address
2928 LOW GAP RD, OZARK, AR 72949-9498
Document Number
000232/437
Book / Page
232 / 437
Instrument Date
Jan 1, 2018
Transaction Type
Transfer
Record Updated
Oct 16, 2025
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Tax Assessment & Valuation
The 2025 property tax bill for 2928 Low Gap Rd was $215 with a homeowner's exemption.
Source: Franklin County assessment roll, as of October 16, 2025
Property Jurisdictions
Type
Name
State
Arkansas
County
Franklin County
Unified School District
Ozark School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$215.00Homeowner's exemption
$17,030Land $1,220Building $15,810
2023
$396.00Homeowner's exemption
$17,150Land $1,340Building $15,810
$85,150Land $6,100Building $79,050
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2928 Low Gap Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Nearby Flood Claims
10 (2000–2016)
Claims Outside the SFHA
7 of 10
Most Recent Claim
May 2016 · river or lake flooding
Claims by Event
Severe Storms, Tornadoes, And Flooding, Oct 2009 · 4 claims
Sever Storms, Flooding And Landslides, Apr 2004 · 3 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2928 Low Gap Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · above 91% of Arkansas
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
WATALULA WATER ASS0CIATION serves 2,278 people · EPA ID AR0000606
Water Source
Purchased surface water from OZARK WATERWORKS
Last State Inspection
Jun 2025
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025