2928 Harris Ave, Key West, FL 33040 Property Records

Monroe County property record for 2928 Harris Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,686 sqft · built 1953
Lot Size0.145 acres (6,302 sqft)
Owner2 Company Names on Record
Last Sale$650,000 (Aug 2019)
Tax Bill$7,479 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00066680-000000

Property Details

APN / Parcel Number

Primary APN00066680-000000
Alternative APNs
  • 01010100066680000000
  • 1070637

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,686 sqft Living Area
1st Floor Area1,686 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2008
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,302 sqft (0.145 acres)

Exterior Amenities

Pool Area325 sqft
PorchSlab
Porch Area220 sqft
Patio Area1,228 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1070637
Street Address2928 HARRIS AVE
CityKEY WEST
StateFL
Zip33040-4046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW LIME GROVE SUB PT SALT POND LTS 7-8 PB2-22 LOT 10 SQR 11 G29-193 OR204-277/78 OR1074-2402 OR1079-1996R/S OR1079-1997D/C OR1384-26D/C OR2219-22/23 OR2718-892/93 OR2977-2285
Legal Range25E
Legal Township67S
Legal Section33
Legal SubdivisionLIME GROVE SUB
Legal Block11
Legal Lot Number7-8,1
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2013
Census Tract972100

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address71 KRESTVIEW LN, GOLDEN, CO 80401-9512
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleDec 29, 2014 · Amount on Record
Deed Document Number20192230971
Deed Book / Page2977 / 2285
Prior Transfer DateMay 8, 2006
Prior Transfer Doc0022190022
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 1, 2019
Property Address2928 HARRIS AVE, KEY WEST, FL 33040-4046
Document Number0029772285
Book / Page2977 / 2285
Map ReferenceMB 2 PG 12
Instrument DateJul 30, 2019
Instrument2230971
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1205 LENAPE TRL, 1205, MANASQUAN, NJ 08736-2344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address71 KRESTVIEW LN, GOLDEN, CO 80401-9512

Mortgage

Document Number0029772289
DateAug 1, 2019
Instrument2977-2289
Lender
NameK & B CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2029

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,479.00 (+6.58%)$891,166 (+2.39%) Land $573,482 Building $317,684$891,166 (+2.39%) Land $573,482 Building $317,684
2024$7,017.00 (+5.41%)
2023$6,657.00 (+14.62%)$870,344 (+20.92%) Land $556,152 Building $314,192$870,344 (+20.92%) Land $556,152 Building $314,192
2022$5,808.00$719,749 Land $403,328 Building $316,421$719,749 Land $403,328 Building $316,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 300 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies313 units insured
incl. 13 condo units
Nearby Flood Claims517 (1980–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 59 claims
  • Hurricane Wilma, Oct 2005 · 309 claims
  • Hurricane Georges, Sep 1998 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on Harris Ave

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