Winchester City property record for 2928 First St, Winchester, VA 22601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,472 sqft · built 1972 |
| Lot Size | 0.427 acres (18,591 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Aug 2023) |
| Tax Bill | $2,151 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jan 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 331-03-46 |
| Primary APN | 331-03-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,591 sqft (0.427 acres) |
| Lot Dimensions | 286 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 444 sqft |
| Patio Area | 225 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1348 |
|---|---|
| Street Address | 2928 FIRST ST |
| City | WINCHESTER |
| State | VA |
| Zip | 22601-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | C D DYE SD L-46 E S 2928 FIRST STREET |
| Legal Subdivision | C D DYE |
| Legal Lot Number | 46 |
| Jurisdiction | WINCHESTER CITY VA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 302 |
2928 First St is owned and occupied by an individual who bought it in August 2023.
Source: Winchester City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2928 FIRST ST, WINCHESTER, VA 22601-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Warranty Deed, Transfer · FHA Mortgage HOME MORTGAGE ALLIANCE CORP |
| Jan 6, 2022 | Deed, Transfer · Line of Credit BANK OF CLARKE COUNTY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on File |
| Deed Sale | Aug 29, 2023 · Amount on File |
| Deed Document Number | 20231494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Aug 29, 2023 |
| Property Address | 2928 FIRST ST, WINCHESTER, VA 22601-4219 |
| Document Number | 0230001494 |
| Map Reference | MB 211 PG 117 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 230001494 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2928 FIRST ST, WINCHESTER, VA 22601-4219 |
| Document Number | 0230001495 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 230001495 |
| Name | HOME MORTGAGE ALLIANCE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Number | 0230001496 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 230001496 |
| Name | OAS STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINCHESTER CITY VA |
| Recording Date | Jan 6, 2022 |
| Property Address | 2928 FIRST ST, WINCHESTER, VA 22601-4219 |
| Document Number | 0220000056 |
| Map Reference | MB 211 PG 117 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 220000056 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 823S LONDOUN STREET, WINCHESTER, VA 22601-4947 |
| Document Number | 0220000057 |
|---|---|
| Date | Jan 6, 2022 |
| Instrument | 220000057 |
| Name | BANK OF CLARKE COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2928 First St was $2,151.
Source: Winchester City assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Winchester City |
| Unified School District | Winchester City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,151.00 | $270,600 Land $50,000 Building $220,600 | |
| 2025 | $2,151.00 | $270,600 Land $50,000 Building $220,600 | |
| 2023 | $239,400 Land $50,000 Building $189,400 | $239,400 Land $50,000 Building $189,400 | |
| 2022 | $827.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2928 First St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1988–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2928 First St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREDERICK WATER serves 46,206 people · EPA ID VA2069250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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