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2928 Fireside Ct, Panama City, FL 32405 Property Records

Bay County property record for 2928 Fireside Ct, Panama City, FL 32405

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,006 sqft · built 1976
Lot Size0.516 acres (22,476 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jan 2022)
Tax Bill$3,308 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2018 Sale
Flood ZoneZone X (minimal risk)
APN26899-010-000

Property Details

APN / Parcel Number

Primary APN26899-010-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,006 sqft Living Area
1st Floor Area2,706 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area22,476 sqft (0.516 acres)
Lot Dimensions150 ft deep x 150 ft wide
DrivewayDriveway

Exterior Amenities

Pool Area480 sqft
PorchFlorida Room
Porch Area480 sqft
Patio Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2928 FIRESIDE CT
CityPANAMA CITY
StateFL
Zip32405-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC15
Legal DescriptionKINGS POINT CORRECTED 79A LOT 2 BLK F ORB 4514 P 1118
Legal Range15W
Legal Township03S
Legal Section25
Legal SubdivisionKINGS POINT
Legal BlockF
Legal Lot Number2
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1045
Census Tract2500

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2928 FIRESIDE CT, PANAMA CITY, FL 32405-1614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 8, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on Record
Deed SaleJan 24, 2022 · Amount on Record
Prior SaleFeb 8, 2018 · Amount on Record
Deed Document Number20225119
Deed Book / Page4514 / 1118
Prior Transfer DateFeb 6, 2018
Prior Transfer Doc0039780370
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 24, 2022
Property Address2928 FIRESIDE CT, PANAMA CITY, FL 32405-1614
Document Number0045141118
Book / Page4514 / 1118
Map ReferenceMB 10 PG 10
Instrument DateJan 21, 2022
Instrument2022005119
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyCORNERSTONE TITLE INSURANCE AGENCY, COMERSTONE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address67 WASHINGTON ST # ST1ST, 67, EAST ORANGE, NJ 07017-1059

Transferred To (Grantee/Buyer)

NameVerified Name
Address2928 FIRESIDE CT, PANAMA CITY, FL 32405-1614

Mortgage

Document Number0045141120
DateJan 24, 2022
Instrument4514/1120
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 8, 2018
Property Address2928 FIRESIDE CT, PANAMA CITY, FL 32405-1614
Document Number0039780370
Book / Page003978 / 000370
Instrument DateFeb 6, 2018
Instrument7494
Transaction TypeTransfer
Record UpdatedFeb 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,458.80

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address67 WASHINGTON ST #1ST EAST ORANGE NJ 070171059, 1ST, EAST ORANGE, NJ 07017-1059

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,308.00 (+6.71%)$267,343 (+14.03%) Land $67,021 Building $200,322$267,343 (+14.03%) Land $67,021 Building $200,322
2024$3,100.00 (+4.2%)
2023$2,975.00 (+13.68%)$234,449 (-0.45%) Land $52,425 Building $182,024$234,449 (-0.45%) Land $52,425 Building $182,024
2022$2,617.00$235,512 Land $43,415 Building $192,097$235,512 Land $43,415 Building $192,097

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 196 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies220 units insured
incl. 24 condo units
Nearby Flood Claims203 (1984–2022)
Claims Outside the SFHA65 of 203
Most Recent ClaimJul 2022 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Hurricane Dennis, Jul 2005 · 19 claims
  • Hurricane Opal, Oct 1995 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

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