2928 E Thoroughbred St, Ontario, CA 91761 Property Records

San Bernardino County property record for 2928 E Thoroughbred St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,711 sqft · built 2001
Lot Size	0.353 acres (15,372 sqft)
Owner	Company Name on Record
Last Sale	$495,000 (Nov 2004)
Tax Bill	$8,403 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0218-911-04-0000`

Property Details

APN / Parcel Number

Primary APN	`0218-911-04-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,711 sqft Living Area
Gross Area	3,175 sqft
1st Floor Area	1,600 sqft
2nd Floor Area	1,111 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	15,372 sqft (0.353 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	172 sqft
Patio Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2928 E THOROUGHBRED ST
City	ONTARIO
State	CA
Zip	91761-5087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15901-3 LOT 4 BOOK 278 PAGE 34
Legal Subdivision	RACT 15901 3
Legal Tract	15901-3
Legal Block	2
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2001
Census Tract	1906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Document Number	2004824515
Last Transfer Date	Aug 8, 2011
Transfer Doc	0000343048
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087

Mortgage

Document Number	0000396035
Date	Dec 12, 2022
Instrument	2022-0396035

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087

Mortgage

Document Number	0000486376
Date	Dec 2, 2020
Instrument	2020-0486376

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2928 E THOROUGHBRED ST, ONTARIO, CA 91761-5087
Document Number	0000143213
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2928 E THOROUGHBRED ST ONTARIO CA 917615087, ONTARIO, CA 91761-5087

Mortgage

Document Number	0000143213
Date	Apr 27, 2020
Instrument	143213

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Mountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,346 (+2%) Land $246,326 Building $541,020
2025	$8,403.00 (+5.53%) Homeowner's exemption	$771,908 (+4.04%) Land $241,496 Building $530,412
2023	$7,963.00 (+19.46%) Homeowner's exemption	$741,935 Land $232,119 Building $509,816
2022	$6,666.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Inyo Networks.

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