2928 E Spring Wheat Ln, Gilbert, AZ 85296 Property Records

Maricopa County property record for 2928 E Spring Wheat Ln, Gilbert, AZ 85296 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,675 sqft · built 2017
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Nov 2021)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2023 Sale + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-20-672`

Property Details

APN / Parcel Number

Primary APN	`304-20-672`
Alternative APN	`304206723`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,675 sqft Living Area
Gross Area	2,825 sqft
1st Floor Area	2,675 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,500 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2928 E SPRING WHEAT LN
City	GILBERT
State	AZ
Zip	85296-0428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARNER GROVES AT MORRISON RANCH MCR 1205-35
Legal Range	6E
Legal Township	1S
Legal Section	15
Legal Subdivision	WARNER GROVES AT MORRISON RANCH
Legal Lot Number	225
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1020
Census Tract	422656

Owner

Source: Maricopa County records · APN 304-20-672

Assessment roll updated October 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 17, 2023	Beneficiary Deed, Transfer
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Mar 03, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2018	Special Warranty Deed, Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Mar 03, 2020 · Amount on Record
Deed Document Number	20211273214
Last Transfer Date	Aug 17, 2023
Transfer Doc	0000432879
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Transaction Type	Mortgage
Record Updated	Dec 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928E E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Mortgage

Document Number	0000677726
Date	Nov 24, 2025
Instrument	20250677726

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 17, 2023
Property Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Document Number	0000432879
Map Reference	MB 1205 PG 35
Instrument Date	Aug 17, 2023
Instrument	20230432879
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2021
Property Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Document Number	0001273214
Map Reference	MB 1205 PG 35
Instrument Date	Nov 30, 2021
Instrument	20211273214
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Mortgage

Document Number	0001273215
Date	Nov 30, 2021
Instrument	20211273215

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 03, 2020
Property Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Document Number	0000186156
Map Reference	MB 1205 PG 35
Instrument Date	Feb 27, 2020
Instrument	20200186156
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, 2928, GILBERT, AZ 85296-0428

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Mortgage

Document Number	0000186157
Date	Mar 03, 2020
Instrument	20200186157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

March 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2018
Property Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428
Document Number	0000201427
Map Reference	MB 1205 PG 35
Instrument Date	Aug 02, 2017
Instrument	20180201427
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6991 E CAMELBACK RD RDA 200, 6991, SCOTTSDALE, AZ 85251-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E SPRING WHEAT LN, GILBERT, AZ 85296-0428

Mortgage

Document Number	0000201429
Date	Mar 16, 2018
Instrument	20180201429

Lender

Name	VELOCIO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,910 (+92.74%)	$669,100 (+5.4%) Land $133,800 Building $535,300
2025	$2,738.00 (+3.56%)	$34,716 (-49.81%)	$634,800 (-8.23%) Land $126,900 Building $507,900
2024		$69,170 (+15.28%)	$691,700 (+15.28%) Land $138,300 Building $553,400
2023	$2,644.00 (+3.32%)	$60,000 Land $12,000 Building $48,000	$600,000 Land $120,000 Building $480,000
2022	$2,559.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Low above 2% of the US · less than 1% of Arizona
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 472 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Lumen Technologies, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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