2928 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 2928 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,189 sqft · built 1970
Lot Size	0.215 acres (9,351 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,888 (Jul 2025)
Tax Bill	$2,893 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`166-29-103`

Property Details

APN / Parcel Number

Primary APN	`166-29-103`
Alternative APN	`166291034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,189 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	2,189 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,351 sqft (0.215 acres)
Parking Spaces	2 Parking Spaces
Pool Area	500 sqft
Porch	Covered Slab
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2928 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	MELROSE PARADISE UNIT 5 MCR 124-39
Legal Range	3E
Legal Township	3N
Legal Section	23
Legal Subdivision	MELROSE PARADISE UNIT 5
Legal Lot Number	353
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	104802

Owner

Source: Maricopa County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit ONEAZ CREDIT UNION
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 23, 2025	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Apr 15, 2022	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Jun 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Apr 15, 2022 · Amount on Record
Deed Document Number	2025422661
Prior Transfer Date	Jun 28, 1996
Prior Transfer Doc	0000514324
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 22, 2026
Property Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Document Number	0000433883
Instrument Date	Jul 15, 2026
Instrument	2026433883
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941

Mortgage

Document Number	0000433883,
Date	Jul 22, 2026
Instrument	2026433883

Lender

Name	ONEAZ CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941

Mortgage

Document Number	0001017065
Date	Sep 21, 2021
Instrument	20211017065

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jul 1, 2050

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 23, 2025
Property Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Document Number	0000422661
Map Reference	MB 124 PG 39
Instrument Date	Jul 18, 2025
Instrument	20250422661
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 73005, PHOENIX, AZ 85050-1034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941

Mortgage

Document Number	0000422662
Date	Jul 23, 2025
Instrument	20250422662

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2022
Property Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Document Number	0000336545
Map Reference	MB 124 PG 39
Instrument Date	Mar 30, 2022
Instrument	20220336545
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73005, PHOENIX, AZ 85050-1034

Mortgage

Document Number	0000336546
Date	Apr 15, 2022
Instrument	20220336546

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 29, 2020
Property Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941
Document Number	0000572966
Map Reference	MB 124 PG 39
Instrument Date	Jun 22, 2020
Instrument	20200572966
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2928 E CORTEZ ST, PHOENIX, AZ 85028-1941

Mortgage

Document Number	0000572967
Date	Jun 29, 2020
Instrument	20200572967

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,920 (+96.59%)	$549,200 (+6.31%) Land $109,800 Building $439,400
2025	$2,893.00 (+6.28%)	$27,937 (-48.85%)	$516,600 (-5.42%) Land $103,300 Building $413,300
2024		$54,620	$546,200 Land $109,200 Building $437,000
2023	$2,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: T-Mobile, Verizon.

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