2928 E 1st St, Duluth, MN 55812 Property Records

St. Louis County property record for 2928 E 1st St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.25 Baths
Year Built	Built 1925
Square Footage	1,776 sqft Gross Area
Lot Size	6,999 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$560,000 (2023)
Tax Bill	$6,216.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-1920-01150`
Alternative APNs	`1081721` `1146776`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	1,776 sqft Gross Area
1st Floor	888 sqft 1st Floor
Basement Area	444 sqft Basement
Finished Basement	444 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	6,999 sqft (0.16 acres)
Garage Area	576 sqft Garage
Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	84 sqft Deck
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1146776
Street Address	2928 E 1ST ST
City	DULUTH
State	MN
Zip	55812-1911
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT: 0002 BLOCK:011 SERIAL #
Legal Subdivision	GORDON & WHITINGS DIVISION
Legal Block	11
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	3
Census Block	3007
Census Tract	700

Owner

Source: St. Louis County records · APN 010-1920-01150

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2928 E 1ST ST, DULUTH, MN 55812-1911
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 07, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Mar 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Nov 26, 2019	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 31, 2023 · Amount on Record
Deed Sale	Mar 31, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Doc Number	20231067186
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2928 E 1ST ST, DULUTH, MN 55812-1911
Transaction Type	Mortgage
Record Updated	Feb 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001076807
Date	Feb 07, 2024
Instrument	1076807

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Apr 01, 2026
Change Frequency	3 Years
Min Rate At Change	2.8%
Max Rate At Change	6.8%
Index	3-Year TN
Max Rate	9.8%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 31, 2023
Property Address	2928 E 1ST ST, DULUTH, MN 55812-1911
Document Number	0001067186
Instrument Date	Mar 24, 2023
Instrument	1067186
Transaction Type	Transfer
Record Updated	May 05, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2928 E 1ST ST, DULUTH, MN 55812-1911

Mortgage

Document Number	0001067189
Date	Mar 31, 2023
Instrument	1067189

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.8%
Type Change Date	Apr 01, 2026
Change Frequency	Annually
Min Rate At Change	2.8%
Max Rate At Change	6.8%
Index	52-Week T-Bill (1-Year)
Max Rate	9.8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2928 E 1ST ST, DULUTH, MN 55812-1911
Document Number	00T1018800
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 07, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2928 E 1ST ST DULUTH MN 558121911, DULUTH, MN 55812-1911

Mortgage

Document Number	00T1018800
Date	Dec 19, 2019
Instrument	T1018800

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 26, 2019
Property Address	2928 E 1ST ST, DULUTH, MN 55812-1911
Document Number	00T1017951
Instrument Date	Nov 19, 2019
Instrument	T1017951
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$1,138.17
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	2928 E 1ST ST DULUTH MN 558121911, DULUTH, MN 55812-1911

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,216.00 (+8.6%) Homeowner's exemption
2025	$5,724.00 (+0.39%) Homeowner's exemption	$479,300 (+12.83%) Land $77,800 Building $401,500	$479,300 (+12.83%) Land $77,800 Building $401,500
2024	$5,702.00	$424,800 (+19.33%) Land $45,300 Building $379,500	$424,800 (+19.33%) Land $45,300 Building $379,500
2022		$356,000 Land $39,700 Building $316,300	$356,000 Land $39,700 Building $316,300

2928 E 1st St, Duluth, MN 55812 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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