2928 Cottage Ln, Lancaster, TX 75134 Property Records

Dallas County property record for 2928 Cottage Ln, Lancaster, TX 75134

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,648 sqft · built 2003
Lot Size	0.307 acres (13,353 sqft)
Owner	2 Individual Names on File
Last Sale	$253,800 (May 2019)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`360679000N03500`

Property Details

APN / Parcel Number

Primary APN	`360679000N03500`
Alternative APN	`36-06790-00N-035-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,648 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,353 sqft (0.307 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	360679000N03500
Street Address	2928 COTTAGE LN
City	LANCASTER
State	TX
Zip	75134-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z350
Legal Description	MEADOWVIEW PHASE 1 BLK N LT 35 INT201900116497 DD04262019 CO-DC 0679000N03500 4CN0679000N
Legal Subdivision	MEADOWVIEW PHASE 1
Legal Block	N
Legal Lot Number	35
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	2
Census Block	2016
Census Tract	16708

Owner

2928 Cottage Ln is owned and occupied by two individuals who bought it in May 2019.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019 · Amount on File
Deed Sale	May 8, 2019 · Amount on File
Prior Sale	Apr 14, 2003 · Amount on File
Deed Document Number	2019116497
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0000116497
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627

Mortgage

Document Number	0000217867
Date	Oct 15, 2025
Instrument	202500217867

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Jun 1, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627

Mortgage

Document Number	0000194068
Date	Sep 21, 2023
Instrument	202300194068

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Jun 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100282119
Date	Sep 21, 2021
Instrument	202100282119

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	333 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	May 8, 2019
Property Address	2928 COTTAGE LN, LANCASTER, TX 75134-1627
Document Number	0000116497
Instrument Date	Apr 26, 2019
Instrument	116497
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2928 COTTAGE LN LANCASTER TX 751341627, LANCASTER, TX 75134-1627

Tax Assessment & Valuation

The 2025 property tax bill for 2928 Cottage Ln was $7,141 with exemptions applied, up 4.5% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,640 (-) Land $65,000 Building $311,640	$376,640 (-) Land $65,000 Building $311,640
2025	$7,141.00 (+4.46%) Homeowner's exemption	$376,640 Land $65,000 Building $311,640	$376,640 Land $65,000 Building $311,640
2024	$6,836.00 (-28.13%)
2023	$9,512.00 (-9%)	$394,550 Land $65,000 Building $329,550	$394,550 Land $65,000 Building $329,550
2022	$10,453.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2928 Cottage Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2928 Cottage Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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