Harris County property record for 2928 Commerce St, Houston, TX 77003
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,047 sqft · built 2013 |
| Lot Size | 0.034 acres (1,458 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,200 (Mar 2018) |
| Tax Bill | $8,821 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129-212-001-0055 |
| Primary APN | 129-212-001-0055 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,047 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,458 sqft (0.034 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1292120010055 |
|---|---|
| Street Address | 2928 COMMERCE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77003-1634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 55 BLK 1 COMMERCE AVENUE T/H |
| Legal Subdivision | COMMERCE AVENUE T/H |
| Legal Block | 1 |
| Legal Lot Number | 55 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 310101 |
2928 Commerce St is owned by two individuals who bought it in March 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13222 DUSTY GROVE LN, SUGAR LAND, TX 77498-7424 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Mar 12, 2018 | Warranty Deed, Transfer BANK OF AMERICA CALIFORNIA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2018 · Amount on File |
| Deed Sale | Mar 12, 2018 · Amount on File |
| Prior Sale | Aug 15, 2013 · Amount on File |
| Deed Document Number | 2018101800 |
| Prior Transfer Date | Mar 9, 2018 |
| Prior Transfer Doc | 0000101800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 2928 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000313968 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2928 COMMERCE ST HOUSTON TX 770031634, HOUSTON, TX 77003-1634 |
| Document Number | 0000313968 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 313968 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 14, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Mar 12, 2018 |
| Property Address | 2928 COMMERCE ST, HOUSTON, TX 77003-1634 |
| Document Number | 0000101800 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 101800 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2928 COMMERCE ST HOUSTON TX 770031634, HOUSTON, TX 77003-1634 |
| Document Number | 101801 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 101801 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Mar 11, 2038 |
The 2025 property tax bill for 2928 Commerce St was $8,821, up 6.5% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,281 (-13.52%) Land $80,992 Building $254,289 | $335,281 (-13.52%) Land $80,992 Building $254,289 | |
| 2025 | $8,821.00 (+6.52%) | $387,708 Land $58,903 Building $328,805 | $387,708 Land $58,903 Building $328,805 |
| 2024 | $8,281.00 | ||
| 2023 | $365,000 Land $58,903 Building $306,097 | $365,000 Land $58,903 Building $306,097 | |
| 2022 | $7,354.00 | ||
| 2020 | $5,680.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2928 Commerce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2928 Commerce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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