2927 Bower Rd, Winter Park, FL 32792 Property Records

Orange County property record for 2927 Bower Rd, Winter Park, FL 32792

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,076 sqft · built 1972
Lot Size	0.236 acres (10,277 sqft)
Owner	Individual Name on File
Tax Bill	$2,679 (2025)
Deeds & Mortgages	Aug 2022 Reverse Mortgage Jul 2021 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-22-30-9442-00-330`

Property Details

APN / Parcel Number

Primary APN	`10-22-30-9442-00-330`
Alternative APNs	`302210944200330` `482459` `488109` `492667`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1977
Exterior Material	Concrete/Cinder Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,277 sqft (0.236 acres)
Porch	Slab
Porch Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2927 BOWER RD
City	WINTER PARK
State	FL
Zip	32792-4503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	WINTER PARK PINES UNIT 17 3/49 LOT 33
Legal Range	30E
Legal Township	22S
Legal Section	10
Legal Subdivision	WINTER PARK PINES UT 17
Legal Tract	9442
Legal Lot Number	33
Legal Unit	17
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	3
Census Block	3019
Census Tract	16200

Owner

2927 Bower Rd is owned and occupied by an individual who acquired it in November 2017.

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jul 27, 2021	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITIES CORPORATION
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage ENNKAR INC
Mar 16, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 4, 2017	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 25, 2017
Transfer Doc	0000659399
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 BOWER RD, WINTER PARK, FL 32792-4503

Mortgage

Document Number	0000481646
Date	Aug 5, 2022
Instrument	20220481646

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	881 Months
Due	Jan 28, 2096

Interest

Rate Type	Adjustable Rate
Rate	5.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 BOWER RD, WINTER PARK, FL 32792-4503

Mortgage

Document Number	20210452021
Date	Jul 27, 2021
Instrument	20210452021

Lender

Name	NATIONWIDE EQUITIES CORPORATION
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	894 Months
Due	Jan 28, 2096

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000213178
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 BOWER RD WINTER PARK FL 327924503, WINTER PARK, FL 32792-4503

Mortgage

Document Number	0000213178
Date	Apr 2, 2020
Instrument	213178

Lender

Name	ENNKAR INC
Address	ORANGE, CA 92865

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Apr 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.05%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000213179
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 BOWER RD WINTER PARK FL 327924503, WINTER PARK, FL 32792-4503

Mortgage

Document Number	0000213179
Date	Apr 2, 2020
Instrument	213179

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Apr 1, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.05%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Dec 4, 2017
Property Address	2927 BOWER RD, WINTER PARK, FL 32792-4503
Document Number	0000659399
Instrument Date	Nov 25, 2017
Instrument	659399
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2927 BOWER RD WINTER PARK FL 327924503, WINTER PARK, FL 32792-4503

Mortgage

Document Number	659400
Date	Dec 4, 2017
Instrument	659400

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2927 Bower Rd was $2,679, up 7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,628 (+2.7%)	$490,210 (-1.66%) Land $270,000 Building $220,210
2025	$2,679.00 (+6.99%) Homeowner's exemption Widower's exemption	$183,669	$498,470 Land $270,000 Building $228,470
2024	$2,504.00 (+7.61%)
2023	$2,327.00 (+1.7%) Homeowner's exemption Widower's exemption	$173,294 (+3%)	$474,920 (+26.36%) Land $270,000 Building $204,920
2022	$2,288.00 Homeowner's exemption Widower's exemption	$168,247	$375,857 Land $200,000 Building $175,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2927 Bower Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2927 Bower Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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