Schenectady County and Schenectady City property record for 2926 Windermere Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,428 sqft · built 1984 |
| Lot Size | 0.275 acres (12,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jun 2018) |
| Tax Bill | $6,670 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.54-2-5 |
| Primary APN | 421500 60.54-2-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 160 sqft |
| Attic | Attic |
| Attic Area | 344 sqft |
| Basement Area | 425 sqft |
| Finished Basement | 425 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,000 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 330 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2926 WINDERMERE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 68 1 WOOD & GAR |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2926 WINDERMERE RD, SCHENECTADY, NY 12304-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 15, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Jun 15, 2018 | Deed, Transfer · ARM SUNMARK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on Record |
| Deed Sale | Jun 15, 2018 · Amount on Record |
| Prior Sale | Jun 20, 2012 · Amount on Record |
| Deed Document Number | 201826407 |
| Deed Book / Page | 1989 / 378 |
| Prior Transfer Date | Sep 14, 2001 |
| Prior Transfer Doc | 1610000303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2926 WINDERMERE RD, SCHENECTADY, NY 12304-3631 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 2926 WINDERMERE RD, SCHENECTADY, NY 12304-3631 |
| Document Number | 0000049106 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 5256/451 |
| Instrument | 202249106 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2926 WINDERMERE RD, SCHENECTADY, NY 12304-3631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000026410 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 4844/095 |
| Instrument | 201826410 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 15, 2018 |
| Property Address | 2926 WINDERMERE RD, SCHENECTADY, NY 12304-3631 |
| Document Number | 0000026407 |
| Book / Page | 1989 / 378 |
| Instrument Date | May 1, 2018 |
| Instrument | 201826407 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | MARKET TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2926 WINDERMERE RD, 2926, SCHENECTADY, NY 12304-3631 |
| Name | Verified Name |
|---|---|
| Address | 2058 RENSSELAER AVE, SCHENECTADY, NY 12303-4130 |
| Document Number | 0000026409 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 201826409 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
| Document Number | 0000026410 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 4844/095 |
| Instrument | 201826410 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,670.00 (+1.89%) | ||
| 2025 | $6,546.00 (+4.4%) | $132,000 (-) Land $19,800 Building $112,200 | $218,579 (+30.82%) Land $32,787 Building $185,792 |
| 2023 | $132,000 (-) Land $19,800 Building $112,200 | $167,089 (+3.8%) Land $25,063 Building $142,026 | |
| 2022 | $132,000 Land $19,800 Building $112,200 | $160,976 Land $24,146 Building $136,830 | |
| 2021 | $6,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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