2925 W 40th Ave, Gary, IN 46408 Property Records

Lake County property record for 2925 W 40th Ave, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,472 sqft · built 1942
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$62,091 (Jan 2023)
Tax Bill	$1,004 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001-01-39-0084-0022`

Property Details

APN / Parcel Number

Primary APN	`001-01-39-0084-0022`
Alternative APNs	`45-08-29-153-010.000-001` `013900840022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,472 sqft Living Area
Gross Area	3,708 sqft
1st Floor Area	1,236 sqft
Basement Area	1,236 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1980
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	119 ft deep x 91 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2925 W 40TH AVE
City	GARY
State	IN
Zip	46408-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEVERLY HIGHLANDS BLK F LOTS 22&23
Legal Subdivision	BEVERLY HIGHLANDS
Legal Block	F
Legal Lot Number	22,23
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2011
Census Tract	41302

Owner

2925 W 40th Ave is owned and occupied by two individuals who bought it in January 2023.

Source: Lake County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2925 W 40TH AVE, GARY, IN 46408-2301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2023 · Amount on File
Deed Sale	Jan 5, 2023 · Amount on File
Prior Sale	Feb 22, 2007 · Amount on File
Deed Document Number	2023500363
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	2007015447
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jan 5, 2023
Property Address	2925 W 40TH AVE, GARY, IN 46408-2301
Document Number	0000000363
Map Reference	MB 19 PG 11
Instrument Date	Dec 30, 2022
Instrument	2023-500363
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	AMROCK INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 W 40TH AVE, GARY, IN 46408-2301

Mortgage

Document Number	0000000364
Date	Jan 5, 2023
Instrument	2023-500364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Unified School District	Lake Ridge Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,100 Land $13,000 Building $120,100	$133,100 Land $13,000 Building $120,100
2024	$1,004.00
2023		$92,000 (+0.77%) Land $15,600 Building $76,400	$92,000 (+0.77%) Land $15,600 Building $76,400
2022	$913.00 Homeowner's exemption	$91,300 Land $15,400 Building $75,900	$91,300 Land $15,400 Building $75,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2925 W 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2925 W 40th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20