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2925 Spruce St, Bunnell, FL 32110 Property Records

Flagler County property record for 2925 Spruce St, Bunnell, FL 32110

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,264 sqft · built 2021
Lot Size1.13 acres (49,484 sqft)
Owner2 Individual Names on Record
Last Sale$312,000 (Dec 2024)
Tax Bill$3,131 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2020 Sale
Flood ZoneZone X (minimal risk)
APN13-12-28-1800-01130-0120

Property Details

APN / Parcel Number

Primary APN13-12-28-1800-01130-0120

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,264 sqft Living Area
1st Floor Area2,264 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area49,484 sqft (1.13 acres)
Lot Width165 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2925 SPRUCE ST
CityBUNNELL
StateFL
Zip32110-7223
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMH-1
Legal DescriptionDAYTONA NORTH SUBD BLOCK 113 LOT 12 OR BOOK 108 PAGE 527 OR 197 PG 675 OR 903 PG 1309 OR 2469/1026
Legal Range28E
Legal Township12S
Legal Section13
Legal SubdivisionDAYTONA NORTH
Legal Block113
Legal Lot Number12
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3053
Census Tract60206

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2925 SPRUCE ST, BUNNELL, FL 32110-7223
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
21ST MORTGAGE CORP
Aug 20, 2020Warranty Deed, Transfer
PIONEER TITLE COMPANY, PIONEER TITLE SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Prior SaleAug 20, 2020 · Amount on Record
Deed Document Number202454004
Deed Book / Page2925 / 1062
Prior Transfer DateApr 2, 2021
Prior Transfer Doc0025481159
Record UpdatedJun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateApr 9, 2021
Property Address2925 SPRUCE ST, BUNNELL, FL 32110-7223
Document Number0025481159
Book / Page2548 / 1159
Map ReferenceMB 10 PG 1-15
Instrument DateApr 2, 2021
Instrument2021019051
Transaction TypeTransfer
Record UpdatedFeb 21, 2023
Title CompanyAFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2895 SPRUCE ST, BUNNELL, FL 32110-7220

Mortgage

Document Number0025481161
DateApr 9, 2021
Instrument2548/1161
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueApr 15, 2044

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 20, 2020
Property Address2925 SPRUCE ST, BUNNELL, FL 32110-7223
Document Number0024691026
Book / Page002469 / 001026
Instrument DateAug 8, 2020
Instrument32652
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyPIONEER TITLE COMPANY, PIONEER TITLE SVCS

Transaction

AmountAmount Recorded
Tax$91.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2895 SPRUCE ST BUNNELL FL 321107220, BUNNELL, FL 32110-7220

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,131.00 (-12.59%)$268,697 (-0.56%) Land $25,000 Building $243,697$268,697 (-0.56%) Land $25,000 Building $243,697
2024$3,582.00 (-3.97%)
2023$3,730.00 (+3.38%) Homeowner's exemption$270,222 (+0.93%) Land $21,500 Building $248,722$270,222 (+0.93%) Land $21,500 Building $248,722
2022$3,608.00 Homeowner's exemption$267,722 Land $19,000 Building $248,722$267,722 Land $19,000 Building $248,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims5 (2001–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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