2925 Secrest Shortcut Rd, Monroe, NC 28110 Property Records

Union County property record for 2925 Secrest Shortcut Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,689 sqft · built 1994
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$309,000 (Nov 2020)
Tax Bill	$4,075 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-259-003D`

Property Details

APN / Parcel Number

Primary APN	`09-259-003D`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,689 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,689 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	54 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2925 SECREST SHORTCUT RD
City	MONROE
State	NC
Zip	28110-8754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 MONRO
Legal Description	#16 SHIRLEY OPCA010B
Legal Subdivision	SHIRLEY A-10B
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3003
Census Tract	20401

Owner

2925 Secrest Shortcut Rd is owned and occupied by an individual who acquired it in September 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2925 SECREST SHORTCUT RD, MONROE, NC 28110-8754
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Nov 24, 1998 · Amount on File
Deed Document Number	202048078
Deed Book / Page	7892 / 237
Last Transfer Date	Sep 1, 2022
Transfer Doc	0008566432
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 8, 2022
Property Address	2925 SECREST SHORTCUT RD, MONROE, NC 28110-8754
Document Number	0008566432
Book / Page	8566 / 432
Map Reference	CAB A FILE 10-B
Instrument Date	Sep 1, 2022
Instrument	31633
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 SECREST SHORTCUT RD, MONROE, NC 28110-8754

Mortgage

Document Number	0000031634
Date	Sep 8, 2022
Instrument	31634

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2027
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	3
Max Rate	11.5%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 19, 2020
Property Address	2925 SECREST SHORTCUT RD, MONROE, NC 28110-8754
Document Number	0007892237
Book / Page	7892 / 237
Map Reference	CAB A FILE 10-B
Instrument Date	Nov 19, 2020
Instrument	48078
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 W HIGHWAY 324, 350, ROCK HILL, SC 29730-7133

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2925 SECREST SHORTCUT RD, MONROE, NC 28110-8754

Mortgage

Document Number	0000048079
Date	Nov 19, 2020
Instrument	48079

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2925 Secrest Shortcut Rd was $4,075.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,200 (-) Land $80,600 Building $385,600	$466,200 (-) Land $80,600 Building $385,600
2025	$4,075.00	$466,200 Land $80,600 Building $385,600	$466,200 Land $80,600 Building $385,600
2023	$3,079.00	$282,400 Land $31,300 Building $251,100	$282,400 Land $31,300 Building $251,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2925 Secrest Shortcut Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2925 Secrest Shortcut Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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