2925 S Ridge Dr, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2925 S Ridge Dr, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1989
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2019)
Tax Bill	$2,646 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04803040200B055`

Property Details

APN / Parcel Number

Primary APN	`04803040200B055`
Alternative APNs	`738-68-82-66-400-000` `408021001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Finished Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	408021001
Street Address	2925 S RIDGE DR
City	MIDLOTHIAN
State	VA
Zip	23112-3829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	PLUM CRK AT SOUTH RIDGE 55-B-2
Legal Subdivision	PLUM CREEK AT SOUTH RIDGE
Legal Block	B
Legal Lot Number	55
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	CLOVER HILL
Census Block Group	1
Census Block	1016
Census Tract	100919

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2925 S RIDGE DR, MIDLOTHIAN, VA 23112-3829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	201934485
Deed Book / Page	12433 / 750
Record Updated	Oct 29, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 3, 2019
Property Address	2925 S RIDGE DR, MIDLOTHIAN, VA 23112-3829
Document Number	12433750
Book / Page	012433 / 000750
Instrument Date	Aug 16, 2019
Instrument	34485
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 S RIDGE DR MIDLOTHIAN VA 231123829, MIDLOTHIAN, VA 23112-3829

Mortgage

Document Number	12433755
Date	Sep 3, 2019
Book Page	012433/000755
Instrument	34486

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	12433770,
Date	Sep 3, 2019
Book Page	012433/000770
Instrument	34487

Lender

Name	CHESTERFIELD CNTY VA

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,646.00 (+17.24%)	$294,600 (+4.17%) Land $59,000 Building $235,600	$294,600 (+4.17%) Land $59,000 Building $235,600
2025		$282,800 (+15.29%) Land $55,000 Building $227,800	$282,800 (+15.29%) Land $55,000 Building $227,800
2023	$2,257.00	$245,300 Land $50,000 Building $195,300	$245,300 Land $50,000 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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