2925 Lower Bellbrook Rd, Spring Valley, OH 45370 Property Records

Greene County property record for 2925 Lower Bellbrook Rd, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,122 sqft · built 1974
Lot Size	5 acres (217,844 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Sep 2019)
Tax Bill	$6,798 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L322024020`

Property Details

APN / Parcel Number

Primary APN	`L322024020`
Alternative APN	`L32-0002-0024.0-0020.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
1st Floor Area	2,122 sqft
Basement Area	902 sqft
Finished Basement	902 sqft
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	217,844 sqft (5 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2925 LOWER BELLBROOK RD
City	SPRING VALLEY
State	OH
Zip	45370-8761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2566 2925 LOWER BELLBROOK RD
Legal Subdivision	BELLBROOK
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	2
Census Block	2001
Census Tract	220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2925 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIVISTA BK
Sep 13, 2019	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Prior Sale	Jul 26, 1991 · Amount on Record
Deed Document Number	201914822
Prior Transfer Date	Aug 30, 2019
Prior Transfer Doc	0000014822
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2925 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8761
Document Number	0000005909
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 LYNN RAE CIR DAYTON OH 454582270, DAYTON, OH 45458-2270

Mortgage

Document Number	0000005909
Date	Apr 7, 2020
Instrument	5909

Lender

Name	CIVISTA BK
Address	OAKLAND, MD 21550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 13, 2019
Property Address	2925 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8761
Document Number	0000014822
Instrument Date	Aug 30, 2019
Instrument	2019014822
Transaction Type	Transfer
Record Updated	Apr 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 LOWER BELLBROOK RD, SPRING VALLEY, OH 45370-8761

Mortgage

Document Number	0000014823
Date	Sep 13, 2019
Instrument	2019014823

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,798.00 (+1.33%)	$121,120 (-) Land $44,950 Building $76,170
2024	$6,709.00 (-0.37%)	$121,120 (-) Land $44,950 Building $76,170
2023	$6,734.00 (-9.29%)	$121,120 (+9.87%) Land $44,950 Building $76,170	$346,050 (+9.87%) Land $128,430 Building $217,620
2022	$7,424.00	$110,240 Land $44,950 Building $65,290
2020			$314,960 Land $128,430 Building $186,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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