2925 Gary St, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2925 Gary St, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,699 sqft · built 1982
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,700 (May 2022)
Tax Bill	$1,688 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18050-0012-00000-00`

Property Details

APN / Parcel Number

Primary APN	`18050-0012-00000-00`
Alternative APN	`47697`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,699 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	1,405 sqft
Upper Floors Area	294 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,407 sqft (0.193 acres)
Garage Type	Attached
Garage Area	513 sqft
Driveway	Concrete Driveway
Driveway Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47697
Street Address	2925 GARY ST
City	FORT SMITH
State	AR
Zip	72901-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 12
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	TIMBERWOOD CONDO
Legal Block	2
Legal Lot Number	11
Legal Unit	12
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2010
Census Tract	1002

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2925 GARY ST, FORT SMITH, AR 72901-6957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Sep 30, 2019	Deed, Transfer · VA Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Sep 30, 2019 · Amount on Record
Deed Document Number	202211142
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	May 6, 2022
Property Address	2925 GARY ST, FORT SMITH, AR 72901-6957
Document Number	2022F11142
Map Reference	MB 513 PG 1919
Instrument Date	May 6, 2022
Instrument	2022F-11142
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	WACO TITLE COMPANY FORT SMITH, WACO TITLE CO FORT SMITH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10512 HARROW HEATH ST, 10512, FORT SMITH, AR 72908-9369

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 GARY ST, FORT SMITH, AR 72901-6957

Mortgage

Document Number	2022F11143
Date	May 6, 2022
Instrument	2022F-11143

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2925 GARY ST, FORT SMITH, AR 72901-6957
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021F14879
Date	Jun 8, 2021
Instrument	2021F-14879

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2925 GARY ST, FORT SMITH, AR 72901-6957
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F19033
Date	Aug 18, 2020
Instrument	2020F-19033

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Sep 30, 2019
Property Address	2925 GARY ST, FORT SMITH, AR 72901-6957
Document Number	2019F20770
Map Reference	MB 411 PG 1657
Instrument Date	Sep 27, 2019
Instrument	2019F-20770
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	GUARDIAN ABSTRACT AND TITLE COMPANY, GUARANTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6383, FORT SMITH, AR 72906-6383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 GARY ST, FORT SMITH, AR 72901-6957

Mortgage

Document Number	2019F20771
Date	Sep 30, 2019
Instrument	2019F-20771

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,688.00 Homeowner's exemption	$44,221 (-) Land $9,000 Building $35,221	$221,105 (-) Land $45,000 Building $176,105
2025	$1,688.00 (+33.65%) Homeowner's exemption	$44,221 (+52.01%) Land $9,000 Building $35,221	$221,105 (+52.01%) Land $45,000 Building $176,105
2023	$1,263.00 Homeowner's exemption	$29,090 Land $6,800 Building $22,290	$145,450 Land $34,000 Building $111,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 47% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dobson Fiber.

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