DeKalb County property record for 2925 Co Rd 41, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,617 sqft · built 1980 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Aug 2012) |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-11-200-009.000-007 |
| Primary APN | 17-06-11-200-009.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| 1st Floor Area | 1,617 sqft |
| Basement Area | 518 sqft |
| Unfinished Basement | 518 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 102,366 sqft (2.35 acres) |
| Terrain | High |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050611200009 |
|---|---|
| Street Address | 2925 COUNTY ROAD 41 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPHEN'S ACRES SEC ONE ( 1.95 + .40 ACRES R/W ) (CONTAINS 2.35A) LOT 2 |
| Legal Subdivision | STEPHENS ACRES SEC 01 |
| Legal Lot Number | 2 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3072 |
| Census Tract | 20200 |
2925 Co Rd 41 is owned and occupied by an individual who bought it in August 2012.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2925 COUNTY ROAD 41, WATERLOO, IN 46793-9453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2012 · Amount on File |
| Deed Sale | Aug 31, 2012 · Amount on File |
| Deed Document Number | 20122369970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2925 COUNTY ROAD 41, WATERLOO, IN 46793-9453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202506318 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 202506318 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1 W ELM ST STE 450, CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2925 COUNTY ROAD 41, WATERLOO, IN 46793-9453 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202002104 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 202002104 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 16, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2925 Co Rd 41 was $1,097, down 2.7% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (-2.75%) | $202,300 (+2.02%) Land $39,400 Building $162,900 | $202,300 (+2.02%) Land $39,400 Building $162,900 |
| 2024 | $1,128.00 (+5.13%) | $198,300 (+2.48%) Land $39,400 Building $158,900 | $198,300 (+2.48%) Land $39,400 Building $158,900 |
| 2023 | $1,073.00 (+12.36%) | $193,500 (+23.96%) Land $37,900 Building $155,600 | $193,500 (+23.96%) Land $37,900 Building $155,600 |
| 2022 | $955.00 | $156,100 Land $33,000 Building $123,100 | $156,100 Land $33,000 Building $123,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2925 Co Rd 41 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2925 Co Rd 41 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Auburn Essential Services Fiber | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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