2925 Bonanza, San Clemente, CA 92673 Property Records

Orange County property record for 2925 Bonanza, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,242 sqft · built 1986
Lot Size0.482 acres (20,990 sqft)
OwnerIndividual Name on Record
Last Sale$888,000 (Sep 2020)
Tax Bill$11,691 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Dec 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN680-333-04

Property Details

APN / Parcel Number

Primary APN680-333-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,242 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area20,990 sqft (0.482 acres)
Garage Area448 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2925 BONANZA
CitySAN CLEMENTE
StateCA
Zip92673-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 11932 BLK LOT 12
Legal SubdivisionTRACT NO 11932
Legal Tract11932
Legal Lot Number12
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1000
Census Tract42205

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Construction Mortgage
U S BANK N A
Dec 9, 2022Intrafamily Transfer, Transfer · Line of Credit
USALLIANCE FCU
Jan 5, 2021Quit Claim Deed, Transfer
LAWYERS TITLE-OC
Jan 5, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Nov 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 16, 2020Grant Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Prior SaleJan 29, 2002 · Amount on Record
Deed Document Number2020499005
Prior Transfer DateApr 5, 1994
Prior Transfer Doc0000266957
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Recording DateMay 26, 2026
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000148827
Instrument DateMay 15, 2026
Instrument2026148827
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428

Mortgage

Document Number0000148827,
DateMay 26, 2026
Instrument2026148827
Lender
NameU S BANK N A
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2056
Interest
Rate6.3%
Max Rate-1%

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateDec 9, 2022
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000403238
Map ReferenceMB 531 PG 15-19
Instrument DateNov 25, 2022
Instrument2022000403238
Transaction TypeTransfer
Record UpdatedDec 22, 2022
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428

Mortgage

Document Number0000403239
DateDec 9, 2022
Instrument2022000403239
Lender
NameUSALLIANCE FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateJan 5, 2021
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000005733
Instrument DateDec 30, 2020
Instrument5733
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyLAWYERS TITLE-OC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2925 BONANZA SAN CLEMENTE CA 926733428, SAN CLEMENTE, CA 92673-3428

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE CA
Recording DateJan 5, 2021
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000005731
Map ReferenceMB 531 PG 15-19
Instrument DateDec 7, 2020
Instrument2021000005731
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyLAWYERS TITLE OC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428

Mortgage

Document Number0000005732
DateJan 5, 2021
Instrument2021000005732
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE CA
Recording DateNov 12, 2020
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000653844
Instrument DateNov 11, 2020
Instrument653844
Transaction TypeTransfer
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2925 BONANZA SAN CLEMENTE CA 926733428, SAN CLEMENTE, CA 92673-3428

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 16, 2020
Property Address2925 BONANZA, SAN CLEMENTE, CA 92673-3428
Document Number0000499005
Map ReferenceMB 531 PG 15-19
Instrument DateAug 15, 2020
Instrument2020000499005
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address110 VIA GALICIA, SAN CLEMENTE, CA 92672-3827

Mortgage

Document Number0000499006
DateSep 16, 2020
Instrument2020000499006
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,462,770 (+25.65%) Land $856,679 Building $606,091
2025$11,691.00 (+25.98%) Homeowner's exemption$1,164,142 (+26.01%) Land $839,882 Building $324,260
2023$9,280.00 (+1.96%) Homeowner's exemption$923,875 Land $807,269 Building $116,606
2022$9,102.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 65% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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