2925 123rd St, Toledo, OH 43611 Property Records

Lucas County property record for 2925 123rd St, Toledo, OH 43611

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1950
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Sep 1996)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-04471`

Property Details

APN / Parcel Number

Primary APN	`01-04471`
Alternative APN	`10125005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	708 sqft
Attic	Attic
Attic Area	696 sqft
Basement Area	708 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	130 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2925 123RD ST
City	TOLEDO
State	OH
Zip	43611-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	ARBOR GROVE LOT 11
Legal Subdivision	ARBOR GROVE
Legal Lot Number	11
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2022
Census Tract	5501

Owner

Source: Lucas County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2925 123RD ST, TOLEDO, OH 43611-2728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIRECTIONS CU
Apr 16, 2018	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 1996 · Amount on Record
Deed Sale	Sep 24, 1996 · Amount on Record
Deed Document Number	96108085
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2925 123RD ST, TOLEDO, OH 43611-2728
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027424
Date	Jun 1, 2021
Instrument	202106010027424

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	2925 123RD ST, TOLEDO, OH 43611-2728
Document Number	0000018351
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2925 123RD ST TOLEDO OH 436112728, TOLEDO, OH 43611-2728

Mortgage

Document Number	0000018351
Date	May 1, 2018
Instrument	18351

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43560

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 30, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00 (+14.77%) Homeowner's exemption	$31,465 (-) Land $7,140 Building $24,325
2024	$1,232.00 Homeowner's exemption	$31,465 (+17.98%) Land $7,140 Building $24,325	$89,900 (+17.98%) Land $20,400 Building $69,500
2023	$1,232.00 (-1.52%) Homeowner's exemption	$26,670 (-) Land $6,405 Building $20,265
2022	$1,251.00 Homeowner's exemption	$26,670 Land $6,405 Building $20,265
2021			$76,200 Land $18,300 Building $57,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	19 (1980–1985)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Mar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Amplex Wireless.

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