29242 Franklin Cir, Flat Rock, MI 48134 Property Records

Wayne County property record for 29242 Franklin Cir, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,516 sqft · built 2014
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (May 2015)
Tax Bill	$8,278 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`58 131 05 0026 000`

Property Details

APN / Parcel Number

Primary APN	`58 131 05 0026 000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Living Area
1st Floor Area	1,011 sqft
Basement Area	1,011 sqft
Unfinished Basement	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	165 ft deep x 67 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	29242 FRANKLIN CIR
City	FLAT ROCK
State	MI
Zip	48134-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	04F26 T5S UNIT 26 WAYNE COUNTY COND SUB PLAN NO 897 AKA PRESERVES AT BRADBURY PARK T5S R10E L44009 OF DEEDS P 129 TO 225
Legal Subdivision	PRESERVES AT BRADBURY PARK
Legal Lot Number	0026
Legal Unit	26
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	1
Census Block	1007
Census Tract	599100

Owner

29242 Franklin Cir is owned and occupied by an individual who bought it in May 2015.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 15, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 28, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 21, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2015 · Amount on File
Deed Sale	May 6, 2015 · Amount on File
Prior Sale	May 6, 2015 · Amount on File
Deed Document Number	2015227691
Deed Book / Page	52230 / 131
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Recording Date	Apr 8, 2026
Property Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Document Number	0000150696
Book / Page	60207 / 257
Instrument Date	Apr 1, 2026
Instrument	2026150696
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124

Mortgage

Document Number	0000150696,
Date	Apr 8, 2026
Book Page	60207/257
Instrument	2026150696

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate	6%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0540671156
Date	Nov 15, 2017
Book Page	54067/1156
Instrument	2017359841

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Nov 1, 2044

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124

Mortgage

Document Number	0559791018
Date	Aug 18, 2020
Book Page	55979/1018
Instrument	2020238533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124

Mortgage

Document Number	0567660255
Date	May 28, 2021
Book Page	56766/255
Instrument	2021238969

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 5, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	29242 FRANKLIN CIR, FLAT ROCK, MI 48134-2124
Document Number	0548320596
Instrument Date	Jan 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29242 FRANKLIN CIR FLAT ROCK MI 481342124, FLAT ROCK, MI 48134-2124

Mortgage

Document Number	0548320596
Date	Jan 25, 2019
Book Page	054832/000596
Instrument	20328

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 29242 Franklin Cir was $8,278 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,300 (+0.29%)	$418,600 (+0.29%)
2025	$8,278.00 Homeowner's exemption	$208,700	$417,400
2023	$7,669.00 Homeowner's exemption	$172,900	$345,800
2019	$6,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29242 Franklin Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Dec 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29242 Franklin Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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