2924 Duck Point Dr, Monroe, NC 28110 Property Records

Union County property record for 2924 Duck Point Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 4 ba · 3,057 sqft · built 2007
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Trust Names on Record
Last Sale	$185,000 (Feb 2011)
Tax Bill	$5,420 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-105-182`

Property Details

APN / Parcel Number

Primary APN	`09-105-182`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,057 sqft Living Area
1st Floor Area	1,543 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,075 sqft (0.92 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	448 sqft
Patio Area	448 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2924 DUCK POINT DR
City	MONROE
State	NC
Zip	28110-8813
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 MONRO
Legal Description	#9 INLET HARBOR@MALLARD LANDING OPCI283/OPCI356
Legal Subdivision	MALLARD LANDING
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3019
Census Tract	20601

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2924 DUCK POINT DR, MONROE, NC 28110-8813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Feb 27, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2011 · Amount on Record
Deed Sale	Feb 1, 2011 · Amount on Record
Prior Sale	Aug 5, 2010 · Amount on Record
Deed Document Number	20112763
Deed Book / Page	5486 / 332
Prior Transfer Date	Aug 2, 2010
Prior Transfer Doc	5373712
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2924 DUCK POINT DR, MONROE, NC 28110-8813
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 DUCK POINT DR, MONROE, NC 28110-8813

Mortgage

Document Number	0008406402
Date	Feb 23, 2022
Book Page	8406/402
Instrument	6782

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Feb 27, 2020
Property Address	2924 DUCK POINT DR, MONROE, NC 28110-8813
Document Number	7595169
Book / Page	007595 / 000169
Instrument Date	Feb 24, 2020
Instrument	6429
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2924 DUCK POINT DR MONROE NC 281108813, MONROE, NC 28110-8813

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,000 (-) Land $82,200 Building $537,800	$620,000 (-) Land $82,200 Building $537,800
2025	$5,420.00 (+13.01%)	$620,000 (+40.97%) Land $82,200 Building $537,800	$620,000 (+40.97%) Land $82,200 Building $537,800
2023	$4,796.00	$439,800 Land $52,600 Building $387,200	$439,800 Land $52,600 Building $387,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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