29237 Stargaze Ln, Valley Center, CA 92082 Property Records

San Diego County property record for 29237 Stargaze Ln, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,241 sqft · built 1990
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on Record
Tax Bill	$3,098 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`188-160-41-00`

Property Details

APN / Parcel Number

Primary APN	`188-160-41-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,241 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Street Address	29237 STARGAZE LN
City	VALLEY CENTER
State	CA
Zip	92082-5933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 5-11-1W SEQ 0.95 AC M/L IN E H OF SWQ OF
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2000
Census Tract	19110

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29237 STARGAZE LN, VALLEY CENTER, CA 92082-5933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
May 22, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 25, 2024
Transfer Doc	0000265993
Record Updated	Sep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2023
Property Address	29237 STARGAZE LN, VALLEY CENTER, CA 92082-5933
Document Number	0000045195
Instrument Date	Feb 3, 2023
Instrument	2023-0045195
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29237 STARGAZE LN, VALLEY CENTER, CA 92082-5933

Mortgage

Document Number	0000045196
Date	Feb 22, 2023
Instrument	2023-0045196

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.31%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.3%

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	29237 STARGAZE LN, VALLEY CENTER, CA 92082-5933
Document Number	0000337467
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29237 STARGAZE LN VALLEY CENTER CA 920825933, VALLEY CENTER, CA 92082-5933

Mortgage

Document Number	0000337467
Date	Jun 29, 2020
Instrument	337467

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Interest

Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$269,105 (+2%) Land $29,856 Building $239,249
2025	$3,098.00 (+5.02%) Homeowner's exemption	$263,829 (+4.04%) Land $29,271 Building $234,558
2023	$2,950.00 (+2.08%) Homeowner's exemption	$253,586 Land $28,136 Building $225,450
2022	$2,890.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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