Southampton County property record for 29232 Smiths Ferry Rd, Franklin, VA 23851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,462 sqft · built 1957 |
| Lot Size | 2.24 acres (97,574 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,361 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 106 31 |
| Primary APN | 106 31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| Gross Area | 3,594 sqft |
| 1st Floor Area | 1,462 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 97,574 sqft (2.24 acres) |
| Terrain | Rolling |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 434 sqft |
| Shed | 1 Shed |
| Shed Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 703997001 |
|---|---|
| Street Address | 29232 SMITHS FERRY RD |
| City | FRANKLIN |
| State | VA |
| Zip | 23851-4213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT-RT.258 |
| Jurisdiction | SOUTHAMPTON VA |
| Township / Civil Division | NEWSOMS |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 200401 |
29232 Smiths Ferry Rd is owned and occupied by an individual who acquired it in December 2009.
Source: Southampton County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29232 SMITHS FERRY RD, FRANKLIN, VA 23851-4213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2009 |
| Deed Sale | Dec 17, 2009 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOUTHAMPTON VA |
| Property Address | 29232 SMITHS FERRY RD, FRANKLIN, VA 23851-4213 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210002624 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 210002624 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 29232 Smiths Ferry Rd was $1,361.
Source: Southampton County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Southampton County |
| Unified School District | Southampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,361.00 | $191,700 Land $36,300 Building $155,400 | $191,700 Land $36,300 Building $155,400 |
| 2023 | $1,158.00 | $130,200 Land $21,300 Building $108,900 | $130,200 Land $21,300 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29232 Smiths Ferry Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29232 Smiths Ferry Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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