Mecklenburg County property record for 2923 Summerland Dr, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,366 sqft · built 1989 |
| Lot Size | 0.294 acres (12,817 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $573,500 (Jan 2026) |
| Tax Bill | $3,280 (2024) |
| Deeds & Mortgages | Oct 2024 Mortgage Jan 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-401-44 |
| Primary APN | 193-401-44 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,366 sqft Heated Area |
| 1st Floor Area | 1,176 sqft |
| Upper Floors Area | 1,190 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 12,817 sqft (0.294 acres) |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 130 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 2923 SUMMERLAND DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | L44 M22-112 |
| Legal Subdivision | SOUTHWOODS |
| Legal Lot Number | 44 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5709 |
Source: Mecklenburg County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 11, 2024 | Deed of Trust, Mortgage · Conventional Mortgage LOAN PRONTO INC |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Dec 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC |
| Aug 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 21, 2018 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on Record |
| Deed Sale | Jan 20, 2026 · Amount on Record |
| Prior Sale | Dec 12, 2022 · Amount on Record |
| Deed Document Number | 2026005456 |
| Deed Book / Page | 40145 / 608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000097380 |
|---|---|
| Date | Oct 11, 2024 |
| Book Page | 39132/405 |
| Instrument | 2024097380 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 20, 2026 |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000005456 |
| Book / Page | 40145 / 608 |
| Map Reference | MB 22 PG 112 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 2026005456 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,147.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 548 LAKENHEATH LN, MATTHEWS, NC 28105-2560 |
| Name | Verified Name |
|---|---|
| Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000005457 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 2026005457 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 12, 2022 |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000162925 |
| Book / Page | 37821 / 747 |
| Map Reference | MB 22 PG 112 |
| Instrument Date | Dec 9, 2022 |
| Instrument | 2022162925 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | INVESTORS TITLE INSURANCE AGENCY INC, INVESTORS TITLE INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4134 SAN YSIDRO WAY, ROCKLEDGE, FL 32955-5335 |
| Name | Verified Name |
|---|---|
| Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000162926 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 2022162926 |
| Name | LOAN PRONTO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 3, 2021 |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000149139 |
| Book / Page | 36370 / 222 |
| Map Reference | MB 22 PG 122 |
| Instrument Date | Aug 2, 2021 |
| Instrument | 2021149139 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 585 WHITE PLAINS RD, TRUMBULL, CT 06611-4858 |
| Name | Verified Name |
|---|---|
| Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000149140 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021149140 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000176061 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 35218/434 |
| Instrument | 2020176061 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 21, 2018 |
| Property Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000061626 |
| Book / Page | 32692 / 308 |
| Map Reference | MB22 PG112 |
| Instrument Date | May 21, 2018 |
| Instrument | 2018061626 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2422, MATTHEWS, NC 28106-2422 |
| Name | Verified Name |
|---|---|
| Address | 2923 SUMMERLAND DR, MATTHEWS, NC 28105-0811 |
| Document Number | 0000061627 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 2018061627 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $437,600 Land $90,000 Building $347,600 | ||
| 2024 | $3,280.00 | ||
| 2023 | $437,600 Land $90,000 Building $347,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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