2923 Pine Valley Rd, Gardnerville, NV 89410 Property Records

Douglas County property record for 2923 Pine Valley Rd, Gardnerville, NV 89410

Property Summary

Property Type	Single Family Home
Details	2,591 sqft · built 1979
Lot Size	5.16 acres (224,770 sqft)
Owner	Individual Name on Record
Last Sale	$543,500 (Jul 2020)
Tax Bill	$1,048 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1121-35-002-032`

Property Details

APN / Parcel Number

Primary APN	`1121-35-002-032`
Alternative APN	`112135002003`

Interior

Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	3,143 sqft
1st Floor Area	2,591 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	224,770 sqft (5.16 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	112135002003
Street Address	2923 PINE VALLEY RD
City	GARDNERVILLE
State	NV
Zip	89410-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT C-2
Legal Range	21E
Legal Township	11N
Legal Section	35
Legal Subdivision	ELLIS & VIRGINIA HURST
Legal Block	1
Legal Lot Number	C-2
Jurisdiction	DOUGLAS NV
Township / Civil Division	TOPAZ LAKE
Census Block Group	1
Census Block	1112
Census Tract	2400

Owner

Source: Douglas County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 29, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 2, 2020	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2018	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	2020948549
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	0000040643
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000066918
Date	May 5, 2021
Instrument	2021-966918

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE NATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000084384
Date	Apr 29, 2022
Instrument	2022-984384

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jul 2, 2020
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Document Number	0000948549
Instrument Date	Jun 20, 2020
Instrument	948549
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	WESTERN TITLE COMPANY LLC, WESTERN TITLE CO LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 PINE VALLEY RD GARDNERVILLE NV 894105501, GARDNERVILLE, NV 89410-5501

Mortgage

Document Number	948550
Date	Jul 2, 2020
Instrument	948550

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Jan 8, 2020
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Document Number	0000940643
Instrument Date	Dec 23, 2019
Instrument	940643
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 PINE VALLEY RD GARDNERVILLE NV 894105501, GARDNERVILLE, NV 89410-5501

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Aug 3, 2018
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Document Number	0000917629
Instrument Date	Jul 27, 2018
Instrument	917629
Transaction Type	Transfer
Record Updated	Aug 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2923 PINE VALLEY RD GARDNERVILLE NV 894105501, GARDNERVILLE, NV 89410-5501

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Apr 20, 2018
Property Address	2923 PINE VALLEY RD, GARDNERVILLE, NV 89410-5501
Document Number	0000913205
Instrument Date	Mar 15, 2018
Instrument	913205
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,501.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 PINE VALLEY RD GARDNERVILLE NV 894105501, GARDNERVILLE, NV 89410-5501

Mortgage

Document Number	913206
Date	Apr 20, 2018
Instrument	913206

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (-7.75%)	$72,938 (-2.75%) Land $35,000 Building $37,938
2025	$1,136.00 (-47.06%) Additional exemption filed	$75,000 (+0.29%) Land $35,000 Building $40,000	$214,286 (+0.29%) Land $100,000 Building $114,286
2023	$2,146.00	$74,781 Land $35,000 Building $39,781	$213,660 (+3.83%) Land $100,000 Building $113,660
2021			$205,783 Land $100,000 Building $105,783

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2005)
Most Recent Claim	Dec 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.1% of the US · above 93% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hot Spot Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
Frontier DSL	45 / 3
Northern Nevada High Speed Internet Fixed Wireless	25 / 10

May also be available: T-Mobile.

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