St. Charles County property record for 2923 Persimmon Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,262 sqft · built 1969 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Trust Name on File |
| Last Sale | $320,000 (Apr 2026) |
| Tax Bill | $3,850 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 954240A000 |
| Primary APN | 954240A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| Gross Area | 3,683 sqft |
| 1st Floor Area | 1,537 sqft |
| Basement Area | 1,537 sqft |
| Finished Basement | 725 sqft |
| Unfinished Basement | 812 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 474 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 954240A000 |
|---|---|
| Street Address | 2923 PERSIMMON DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-0128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | MAMELLE HILLS #5 LOT 152 |
| Legal Subdivision | MAMELLES HILLS #5 |
| Legal Lot Number | 152 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 310202 |
2923 Persimmon Dr is owner-occupied and held in a trust since April 2026.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE |
| Jul 15, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on File |
| Deed Sale | Apr 21, 2026 · Amount on File |
| Prior Sale | Jul 15, 2019 · Amount on File |
| Deed Document Number | 202618253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Document Number | 0000018253 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202618253 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | LEADERS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Document Number | 0000018254, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202618254 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Document Number | 0073811089 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 7381/1089 |
| Instrument | 20200826000620520 |
| Name | BANK OF OLD MONROE |
|---|---|
| Type | Bank |
| Address | OLD MONROE, MO 63369 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 15, 2019 |
| Property Address | 2923 PERSIMMON DR, SAINT CHARLES, MO 63301-0128 |
| Document Number | 0071050693 |
| Book / Page | 007105 / 000693 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 358200 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2923 PERSIMMON DR ST CHARLES MO 633010128, ST CHARLES, MO 63301-0128 |
| Document Number | 71050695 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 007105/000695 |
| Instrument | 358210 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2049 |
The 2025 property tax bill for 2923 Persimmon Dr was $3,850, up 8.1% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,921 (-) | $299,586 (-) Land $60,000 Building $239,586 | |
| 2025 | $3,850.00 (+8.06%) | $56,921 | $299,586 Land $60,000 Building $239,586 |
| 2024 | $3,563.00 | ||
| 2023 | $51,175 | ||
| 2022 | $269,345 Land $40,000 Building $229,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2923 Persimmon Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 37 (1979–2022) |
| Claims Outside the SFHA | 2 of 37 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2923 Persimmon Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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