2923 N Smith St, Spokane, WA 99207 Property Records

Spokane County property record for 2923 N Smith St, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1911
Lot Size	0.17 acres (7,420 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2021)
Tax Bill	$2,410 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35091.0425`

Property Details

APN / Parcel Number

Primary APN	`35091.0425`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	1,210 sqft
Basement Area	80 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,420 sqft (0.17 acres)
Lot Dimensions	140 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	132 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2923 N SMITH ST
City	SPOKANE
State	WA
Zip	99207-5686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ROSS PARK NE S3 OF LT 8 & ALL LT 9 BLK 4
Legal Range	43E
Legal Township	25N
Legal Section	09
Legal Subdivision	ROSS PARK
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1032
Census Tract	1600

Owner

2923 N Smith St is owned and occupied by an individual who bought it in January 2021.

Source: Spokane County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2923 N SMITH ST, SPOKANE, WA 99207-5686
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Feb 20, 2018	Grant Deed, Transfer NOT AVAILABLE
Apr 10, 2017	Deed with Mortgage, Construction Loan · Construction Mortgage DEAN N & SHARON E WILSON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on File
Deed Sale	Jan 26, 2021 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20217026553
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 26, 2021
Property Address	2923 N SMITH ST, SPOKANE, WA 99207-5686
Document Number	0007026553
Map Reference	VOL B PG 33
Instrument Date	Jan 26, 2021
Instrument	7026553
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 N SMITH ST, SPOKANE, WA 99207-5686

Mortgage

Document Number	0007026554
Date	Jan 26, 2021
Instrument	7026554

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2923 N SMITH ST, SPOKANE, WA 99207-5686
Document Number	0006678823
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 N SMITH ST SPOKANE WA 992075686, SPOKANE, WA 99207-5686

Mortgage

Document Number	0006678823
Date	Jan 31, 2018
Instrument	6678823

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 20, 2018
Property Address	2923 N SMITH ST, SPOKANE, WA 99207-5686
Document Number	0006683379
Instrument Date	Apr 7, 2017
Instrument	6683379
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 N SMITH ST SPOKANE WA 992075686, SPOKANE, WA 99207-5686

April 2017: Deed with Mortgage, Construction Loan

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Apr 10, 2017
Property Address	2923 N SMITH ST, SPOKANE, WA 99207-5686
Instrument Date	Apr 1, 2017
Instrument	6592034
Transaction Type	Construction Loan
Record Updated	Apr 24, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 N SMITH ST SPOKANE WA 992075686, SPOKANE, WA 99207-5686

Mortgage

Document Number	0006592034
Date	Apr 10, 2017
Instrument	6592034

Lender

Name	DEAN N & SHARON E WILSON
Address	1908 W BROADWAY AVE, SPOKANE, WA 99201-1713
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 9, 2018

Interest

Rate	6%

Tax Assessment & Valuation

The 2026 property tax bill for 2923 N Smith St was $2,410, up 8.3% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,410.00 (+8.31%)	$237,800 (+1.28%) Land $80,000 Building $157,800	$237,800 (+1.28%) Land $80,000 Building $157,800
2025	$2,225.00	$234,800 (-0.42%) Land $80,000 Building $154,800	$234,800 (-0.42%) Land $80,000 Building $154,800
2024		$235,800 (+39.77%) Land $65,000 Building $170,800	$235,800 (+39.77%) Land $65,000 Building $170,800
2023	$2,311.00 (+16.84%)	$168,700 Land $33,000 Building $135,700	$168,700 Land $33,000 Building $135,700
2022	$1,978.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2923 N Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2923 N Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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