McLennan County property record for 2923 Live Oak Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,591 sqft · built 1935 |
| Lot Size | 0.182 acres (7,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,387 (Sep 2022) |
| Tax Bill | $2,912 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-012200-027800-4 |
| Primary APN | 48-012200-027800-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,591 sqft Living Area |
| Gross Area | 1,701 sqft |
| 1st Floor Area | 1,591 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,920 sqft (0.182 acres) |
| Lot Dimensions | 165 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 170 sqft |
| Patio Area | 120 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2923 LIVE OAK AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-3202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT B12 BLOCK 16 ACRES .1818 |
| Legal Subdivision | DEAN |
| Legal Block | 16 |
| Legal Lot Number | B12 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 900 |
2923 Live Oak Ave is owned and occupied by two individuals who bought it in September 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2923 LIVE OAK AVE, WACO, TX 76708-3202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2022 | Vendor's Lien, Transfer · Conventional Mortgage SFMC LP |
| Sep 30, 2020 | Vendor's Lien, Transfer · FHA Mortgage CMG FINANCIAL |
| May 1, 2020 | Warranty Deed, Transfer FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2022 · Amount on File |
| Deed Sale | Sep 30, 2022 · Amount on File |
| Prior Sale | Sep 30, 2020 · Amount on File |
| Deed Document Number | 202239301 |
| Prior Transfer Date | May 16, 2012 |
| Prior Transfer Doc | 0000014625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 30, 2022 |
| Property Address | 2923 LIVE OAK AVE, WACO, TX 76708-3202 |
| Document Number | 0000039301 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022039301 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2022 |
| Title Company | TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2923 LIVE OAK AVE, WACO, TX 76708-3202 |
| Document Number | 0000039302 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022039302 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 2923 LIVE OAK AVE, WACO, TX 76708-3202 |
| Document Number | 0000034725 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 2020034725 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2951 SIENA HEIGHTS DR APT 823, 823, HENDERSON, NV 89052-3875 |
| Document Number | 0000034726 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020034726 |
| Name | CMG FINANCIAL |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 1, 2020 |
| Property Address | 2923 LIVE OAK AVE, WACO, TX 76708-3202 |
| Document Number | 0000014052 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 14052 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | TC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 700 HEARN ST AUSTIN TX 787034505, AUSTIN, TX 78703-4505 |
| Document Number | 14053 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 14053 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 30, 2050 |
The 2025 property tax bill for 2923 Live Oak Ave was $2,912 with a homeowner's exemption, down 12.3% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,888 (-7.12%) Land $23,364 Building $174,524 | $197,888 (-7.12%) Land $23,364 Building $174,524 | |
| 2025 | $2,912.00 (-12.34%) Homeowner's exemption | $213,060 Land $21,230 Building $191,830 | $213,060 Land $21,230 Building $191,830 |
| 2024 | $3,322.00 | ||
| 2023 | $200,910 Land $21,230 Building $179,680 | $200,910 Land $21,230 Building $179,680 | |
| 2022 | $3,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2923 Live Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2923 Live Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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