2923 Hickory Dr, Largo, FL 33770 Property Records

Pinellas County property record for 2923 Hickory Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,978 sqft · built 1978
Lot Size	0.181 acres (7,897 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,127 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-2895-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-2895-3`
Alternative APNs	`05-30-15-62334-003-0450` `301505623340030450` `153005623340030450` `R48707`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,978 sqft Living Area
Gross Area	2,654 sqft
1st Floor Area	1,978 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	7,897 sqft (0.181 acres)
Lot Dimensions	115 ft deep x 73 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	204 sqft
Deck Area	279 sqft
Patio Area	279 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R48707
Street Address	2923 HICKORY DR
City	LARGO
State	FL
Zip	33770-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OAKDALE MANOR ADD BLK 3, LOT 45
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	OAKDALE MANOR ADD
Legal Tract	62334
Legal Block	3
Legal Lot Number	45
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1025
Census Tract	25207

Owner

2923 Hickory Dr is owner-occupied and held in a trust since May 2020.

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2923 HICKORY DR, LARGO, FL 33770-4235
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 22, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 18, 2020
Transfer Doc	0210110745
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2923 HICKORY DR, LARGO, FL 33770-4235
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 HICKORY DR, LARGO, FL 33770-4235

Mortgage

Document Number	0222041520
Date	Sep 16, 2022
Book Page	22204/1520
Instrument	2022281173

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	473 Months
Due	Feb 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2923 HICKORY DR, LARGO, FL 33770-4235
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2923 HICKORY DR, LARGO, FL 33770-4235

Mortgage

Document Number	0214461451
Date	Mar 22, 2021
Book Page	21446/1451
Instrument	2021092170

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 23, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	May 22, 2020
Property Address	2923 HICKORY DR, LARGO, FL 33770-4235
Document Number	0210110745
Book / Page	021011 / 000745
Instrument Date	May 18, 2020
Instrument	158848
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2923 HICKORY DR LARGO FL 337704235, LARGO, FL 33770-4235

Tax Assessment & Valuation

The 2025 property tax bill for 2923 Hickory Dr was $3,127 with exemptions applied, up 23.6% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,127.00 (+23.65%) Homeowner's exemption Disabled Person's exemption	$218,939	$523,564 Land $158,323 Building $365,241
2024	$2,529.00 (+2.1%)
2023	$2,477.00 (-0.24%) Homeowner's exemption Disabled Person's exemption	$182,587 (+3%)	$350,772 (+13.42%) Land $206,202 Building $144,570
2022	$2,483.00 Homeowner's exemption Disabled Person's exemption	$177,269	$309,265 Land $189,072 Building $120,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2923 Hickory Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	26 of 78
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 9 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2923 Hickory Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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