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2922 Waters Island, Ely, MN 55731 Property Records

St. Louis County property record for 2922 Waters Island, Ely, MN 55731

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,279 sqft
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Tax Bill$16,864 (2026)
Flood ZoneZone A (high risk)
APN465-0040-03232

Property Details

APN / Parcel Number

Primary APN465-0040-03232
Alternative APNs
  • 1099461
  • 1143760

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,279 sqft Gross Area
1st Floor Area1,279 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area217,800 sqft (5 acres)

Exterior Amenities

PorchSlab
Porch Area891 sqft
Deck Area176 sqft
SaunaSauna
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number1143760
Street Address2922 WATERS IS
CityELY
StateMN
Zip55731
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeRES
Legal DescriptionTHAT PART OF GOVT LOT 4, LYING SOUTH OF THEFOLLOWING DESCRIBED LINE: ASSUMING THE EASTBOUNDARY OF SAID GOVT LOT 4, WHICH LINE
Legal Range13W
Legal Township63N
Legal Section21
Legal SubdivisionMORSE TOWN OF
Legal Lot Number4
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group2
Census Block2016
Census Tract15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4511 S DOWNING ST, ENGLEWOOD, CO 80113-5915
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,864.00 (+18.73%)
2025$14,204.00 (+38.58%)$1,549,600 (+17.97%) Land $818,100 Building $731,500$1,549,600 (+17.97%) Land $818,100 Building $731,500
2024$10,250.00$1,313,500 (+113.3%) Land $712,100 Building $601,400$1,313,500 (+113.3%) Land $712,100 Building $601,400
2022$615,800 Land $542,600 Building $73,200$615,800 Land $542,600 Building $73,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 64% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		10 / 1

May also be available: Treehouse Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Island

Nearby Streets

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