2922 Lon St, Shelby, NC 28152 Property Records

Cleveland County property record for 2922 Lon St, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,624 sqft · built 1978
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Tax Bill	$1,103 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1050395`

Property Details

APN / Parcel Number

Primary APN	`1050395`
Alternative APN	`1646`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,624 sqft Finished Area
Basement Area	812 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Foundation Type	Footing
Lot Area	27,007 sqft (0.62 acres)
Porch	Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1050395
Street Address	2922 LON ST
City	SHELBY
State	NC
Zip	28152-9696
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	RD 1263
Legal Subdivision	BLANTON VILLAGE
Legal Block	1
Legal Lot Number	77
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2004
Census Tract	951501

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2922 LON ST, SHELBY, NC 28152-9696
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 17, 2019	Warranty Deed, Transfer NOT AVAILABLE
Apr 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 2, 2013
Transfer Doc	0000001161
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 LON ST, SHELBY, NC 28152-9696

Mortgage

Document Number	0019571430
Date	Oct 3, 2025
Book Page	1957/1430
Instrument	200119513

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018791087
Date	Aug 2, 2022
Book Page	1879/1087
Instrument	200076570

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018550880
Date	Oct 21, 2021
Book Page	1855/880
Instrument	200063137

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Nov 1, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018350510
Date	Mar 9, 2021
Book Page	1835/510
Instrument	200051966

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Mar 1, 2033

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Document Number	0018080032
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 LON ST SHELBY NC 281529696, SHELBY, NC 28152-9696

Mortgage

Document Number	0018080032
Date	Feb 25, 2020
Book Page	001808/000032
Instrument	36381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2035

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 17, 2019
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Document Number	0018040620
Book / Page	001804 / 000620
Instrument Date	Nov 20, 2019
Instrument	33956
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 LON ST SHELBY NC 281529696, SHELBY, NC 28152-9696

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	2922 LON ST, SHELBY, NC 28152-9696
Document Number	0017901368
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 LON ST SHELBY NC 281529696, SHELBY, NC 28152-9696

Mortgage

Document Number	0017901368
Date	Apr 25, 2019
Book Page	001790/001368
Instrument	25545

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,103.00 (+4.25%)	$166,754 (-) Land $14,424 Building $152,330	$166,754 (-) Land $14,424 Building $152,330
2025	$1,058.00	$166,754 (+52.87%) Land $14,424 Building $152,330	$166,754 (+52.87%) Land $14,424 Building $152,330
2023		$109,081 Land $10,927 Building $98,154	$109,081 Land $10,927 Building $98,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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