2922 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 2922 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Duplex
Details	3 bd · 1 ba · 2,380 sqft · built 1971
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (May 2017)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`235NB017`

Property Details

APN / Parcel Number

Primary APN	`235NB017`
Alternative APNs	`206618306267` `80060189`

Interior

Stories	1 Story
Building Area	2,380 sqft Heated Area
Gross Area	2,924 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80060189
Street Address	2922 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-6053
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R7
Legal Description	L-11 B-28 S-3 LB PLAT 1/96-99
Legal Subdivision	LONG BEACH
Legal Block	28
Legal Lot Number	11
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1036
Census Tract	20314

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2922 E BEACH DR, OAK ISLAND, NC 28465-6053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOPRIME MTG
May 12, 2017	Warranty Deed, Transfer · Commercial Mortgage BLUE RIDGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Feb 1, 1996 · Amount on Record
Deed Book / Page	3906 / 663
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2922 E BEACH DR, OAK ISLAND, NC 28465-6053
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041750770
Date	Apr 5, 2019
Book Page	4175/0770

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	2922 E BEACH DR, OAK ISLAND, NC 28465-6053
Document Number	0043480597
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 E BEACH DR OAK ISLAND NC 284656053, OAK ISLAND, NC 28465-6053

Mortgage

Document Number	0043480597
Date	Apr 21, 2020
Book Page	004348/000597

Lender

Name	GOPRIME MTG
Address	APEX, NC 27502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2040

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 12, 2017
Property Address	2922 E BEACH DR, OAK ISLAND, NC 28465-6053
Document Number	0039060663
Book / Page	3906 / 0663
Map Reference	MB 1 PG 96-99
Instrument Date	May 12, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$512.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1036 WILLIAMS RD, 1036, MADISON, NC 27025-8250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 135, WHITSETT, NC 27377-0135

Mortgage

Document Number	39060667
Date	May 12, 2017
Instrument	3906/0667

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,080 (-) Land $445,000 Building $210,080	$655,080 (-) Land $445,000 Building $210,080
2025	$2,502.00	$655,080 (-) Land $445,000 Building $210,080	$655,080 (-) Land $445,000 Building $210,080
2023		$655,080 Land $445,000 Building $210,080	$655,080 Land $445,000 Building $210,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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