2922 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 2922 Charles St, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,426 sqft · built 1968
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Feb 2026)
Tax Bill	$3,405 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-056388`

Property Details

APN / Parcel Number

Primary APN	`04-056388`
Alternative APNs	`4056388` `056388`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,426 sqft Total Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	80,586 sqft (1.85 acres)
Porch	Slab
Porch Area	176 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	056388
Street Address	2922 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	1.85 ACRES 2922 CHARLES STREET N OF RUTLEDGE
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3006
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2922 CHARLES ST, FALLSTON, MD 21047-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed, Transfer · FHA Mortgage KEYSTONE FUNDING INC
Nov 21, 2025	Deed, Transfer · Stand-Alone First Mortgage MWC WB SPV LLC
Mar 21, 2024	Deed, Transfer
May 31, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Nov 21, 2025 · Amount on Record
Deed Book / Page	17014 / 1
Prior Transfer Date	May 23, 2022
Prior Transfer Doc	0155340265
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 25, 2026
Property Address	2922 CHARLES ST, FALLSTON, MD 21047-1344
Document Number	0170140001
Book / Page	17014 / 1
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2922 CHARLES ST, FALLSTON, MD 21047-1344

Mortgage

Document Number	0000170149
Date	Feb 25, 2026
Instrument	17014/9

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 21, 2025
Property Address	2922 CHARLES ST, FALLSTON, MD 21047-1344
Document Number	0169040145
Book / Page	16904 / 145
Map Reference	LB 16209 FO 133
Instrument Date	Oct 21, 2025
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 PHILADELPHIA RD, ROSEDALE, MD 21237-2616
Investor	Possibly a Property Investor

Mortgage

Document Number	0016904151
Date	Nov 21, 2025
Instrument	16904/151

Lender

Name	MWC WB SPV LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Mar 21, 2024
Property Address	2922 CHARLES ST, FALLSTON, MD 21047-1344
Document Number	0162090133
Book / Page	16209 / 133
Instrument Date	Mar 12, 2024
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2922 CHARLES ST, FALLSTON, MD 21047-1344

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	May 31, 2022
Property Address	2922 CHARLES ST, FALLSTON, MD 21047-1344
Document Number	0155340265
Book / Page	15534 / 265
Instrument Date	May 23, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 CHARLES STREET, KINGSVILLE, MD 21087

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,405.00 (+8.61%)	$307,000 (+4.21%)	$319,400 (-) Land $138,500 Building $180,900
2025	$3,135.00 (+27.34%)	$294,600 (+6.97%)	$319,400 (+13.18%) Land $138,500 Building $180,900
2023		$275,400	$282,200 Land $138,500 Building $143,700
2022	$2,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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