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2921 Concordia Ln, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2921 Concordia Ln, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,660 sqft · built 1964
Lot Size0.239 acres (10,400 sqft)
Owner2 Individual Names on Record
Last Sale$252,000 (Jan 2022)
Tax Bill$3,422 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN048500A000

Property Details

APN / Parcel Number

Primary APN048500A000
Alternative APN
  • 6-006B-4072-12-0006.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,660 sqft Living Area
Gross Area3,924 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Finished Basement364 sqft
Unfinished Basement784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,400 sqft (0.239 acres)
Lot Dimensions130 ft deep x 80 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area326 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number048500A000
Street Address2921 CONCORDIA LN
CitySAINT CHARLES
StateMO
Zip63301-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionELMWOOD MANOR #3 BLK 12 NW 50LOT 6 & E 30LOT 7
Legal SubdivisionELMWOOD MANOR #3
Legal Block12
Legal Lot Number6
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1017
Census Tract310301

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2921 CONCORDIA LN, SAINT CHARLES, MO 63301-4613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2022 · Amount on Record
Deed SaleJan 25, 2022 · Amount on Record
Deed Document Number20224868
Prior Transfer DateJan 21, 2022
Prior Transfer Doc0000004868
Record UpdatedOct 29, 2026

January 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionST CHARLES MO
Recording DateJan 25, 2022
Property Address2921 CONCORDIA LN, SAINT CHARLES, MO 63301-4613
Document Number0000004868
Map ReferenceMB 7 PG 48&49
Instrument DateJan 21, 2022
Instrument2022R-004868
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17 BUCKINGHAM PL, 17, SAINT CHARLES, MO 63301-1138

Transferred To (Grantee/Buyer)

NameVerified Name
Address2921 CONCORDIA LN, SAINT CHARLES, MO 63301-4613

Mortgage

Document Number0000004869
DateJan 25, 2022
Instrument2022R-004869
Lender
NameMIDWEST BANK CENTRE
TypeBank
AddressSAINT LOUIS, MO 63125
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,621 (-)$287,479 (-) Land $50,000 Building $237,479
2025$3,422.00$54,621 (+14.01%)$287,479 (+14.01%) Land $50,000 Building $237,479
2023$47,909
2022$252,153 Land $50,000 Building $202,153

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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