2921 Bertram St, Roca, NE 68430 Property Records

Lancaster County property record for 2921 Bertram St, Roca, NE 68430

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,711 sqft · built 2024
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2025)
Tax Bill	$3,576 (2025)
Deeds & Mortgages	Aug 2024 Construction Loan Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-31-116-003-000`

Property Details

APN / Parcel Number

Primary APN	`16-31-116-003-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,711 sqft Living Area
Gross Area	4,304 sqft
1st Floor Area	1,711 sqft
Basement Area	1,711 sqft
Finished Basement	1,000 sqft
Unfinished Basement	711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2921 BERTRAM ST
City	ROCA
State	NE
Zip	68430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	IRON RIDGE 7TH ADDITION, BLOCK 2, LOT 3
Legal Subdivision	IRON RIDGE 7TH ADDITION
Legal Block	2
Legal Lot Number	3
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2018
Census Tract	3726

Owner

Source: Lancaster County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2921 BERTRAM ST, ROCA, NE 68430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2024	Deed of Trust, Mortgage · Construction Mortgage FRONTIER BANK
Apr 3, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage I3 BANK
Mar 29, 2024	Warranty Deed, Transfer · Line of Credit FRONTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025 · Amount on Record
Deed Sale	Apr 3, 2025 · Amount on Record
Prior Sale	Mar 29, 2024 · Amount on Record
Deed Document Number	20259529
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	2921 BERTRAM ST, ROCA, NE 68430-4498
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025740
Date	Aug 21, 2024
Instrument	2024025740

Lender

Name	FRONTIER BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Apr 3, 2025
Property Address	2921 BERTRAM ST, ROCA, NE 68430-4498
Document Number	0000009529
Instrument Date	Mar 20, 2025
Instrument	2025009529
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 2, 2025
Title Company	402 TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000009530
Date	Apr 3, 2025
Instrument	2025009530

Lender

Name	I3 BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Mar 29, 2024
Property Address	2921 BERTRAM ST, ROCA, NE 68430-4498
Document Number	0000008708
Instrument Date	Mar 22, 2024
Instrument	2024008708
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	402 TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008709
Date	Mar 29, 2024
Instrument	2024008709

Lender

Name	FRONTIER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00	$285,200 Land $77,000 Building $208,200	$285,200 Land $77,000 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Big Red Communications, Nextlink.

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