April 2021: Vendor's Lien, Subdivision Related Transfer
Document Type
Vendor's Lien
Jurisdiction
WISE TX
Recording Date
Apr 12, 2021
Property Address
2920 JOSIE DR, DECATUR, TX 76234-4204
Document Number
0202105542
Map Reference
CAB E SL 38
Instrument Date
Apr 9, 2021
Instrument
202105542
Transaction Type
Subdivision Related Transfer
Record Updated
Jun 29, 2026
Title Company
GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Address
2460 N FM 51, DECATUR, TX 76234-6614
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2920 JOSIE DR, DECATUR, TX 76234-4204
Mortgage
Document Number
0202105543
Date
Apr 12, 2021
Instrument
202105543
Lender
Name
FIRST BANK & TRUST
Type
Bank
Special Notes
Seller Financed
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2051
September 2020: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
WISE TX
Recording Date
Sep 15, 2020
Property Address
2920 JOSIE DR, DECATUR, TX 76234-4204
Document Number
0000012181
Instrument Date
Sep 14, 2020
Instrument
12181
Transaction Type
Construction Loan
Record Updated
Oct 19, 2020
Title Company
WCTC
Transaction
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
2460 N FM 51 DECATUR TX 762346614, DECATUR, TX 76234-6614
Investor
Possibly a Property Investor
Mortgage
Document Number
12182
Date
Sep 15, 2020
Instrument
12182
Lender
Name
FIRST FIN'L BK&TR
Type
Funding / Finance Company
Address
SOUTHLAKE, TX 76092-6143
Agreement
Type
Construction Mortgage
Amount
Amount on Record
Term
12 Months
Due
Sep 14, 2021
Tax Assessment & Valuation
The 2025 property tax bill for 2920 Josie Dr was $6,998, up 2.1% from the year before.
Source: Wise County assessment roll, as of August 18, 2026
Property Jurisdictions
Type
Name
State
Texas
Municipality
Decatur City
County
Wise County
Unified School District
Decatur Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$391,192 (-)Land $61,536Building $329,656
$391,192 (-)Land $61,536Building $329,656
2025
$6,998.00 (+2.15%)
$391,192Land $61,536Building $329,656
$391,192Land $61,536Building $329,656
2024
$6,851.00
2023
$376,422Land $40,036Building $336,386
$376,422Land $40,036Building $336,386
2021
$3,251.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2920 Josie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 2920 Josie Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood
0.2% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF DECATUR WATER PLANT serves 9,087 people · EPA ID TX2490005
Water Source
Surface water
Last State Inspection
May 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
E. coli resolved · May 2025 Turbidity resolved · Apr 2021
Treatment and Procedure
None last 10 years
Monitoring and Reporting
2 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
FiberFirst Fiber
5,000 / 5,000
Nextlink Fiber · Fixed Wireless in parts of the area