Berks County property record for 2920 Cotswold Rd, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,390 sqft · built 1998 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,250 (Feb 2024) |
| Tax Bill | $3,751 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4387-03-20-0091 |
| Primary APN | 4387-03-20-0091 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,390 sqft Living Area |
| Gross Area | 4,590 sqft |
| Basement Area | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80270420 |
|---|---|
| Street Address | 2920 COTSWOLD RD |
| City | READING |
| State | PA |
| Zip | 19608-9699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | REEDY RUN |
| Legal Block | 20 |
| Legal Lot Number | 23 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SPRING |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10903 |
2920 Cotswold Rd is owned and occupied by two individuals who bought it in February 2024.
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Apr 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
| Jul 2, 2019 | Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2024 · Amount on File |
| Deed Sale | Feb 27, 2024 · Amount on File |
| Prior Sale | Jul 2, 2019 · Amount on File |
| Deed Document Number | 20245483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Feb 27, 2024 |
| Property Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Document Number | 0000005483 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 2024005483 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Document Number | 0000005484 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024005484 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011359 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 2020011359 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 2, 2019 |
| Property Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Document Number | 0000021442 |
| Map Reference | MB 187 PG 36 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 2019021442 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 2920 COTSWOLD RD, READING, PA 19608-9699 |
| Document Number | 0000021443 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 2019021443 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
The 2026 property tax bill for 2920 Cotswold Rd was $3,751.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Spring Township |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,751.00 | $220,300 Land $40,800 Building $179,500 | $40,800 Land $40,800 |
| 2024 | $4,355.00 (-63.82%) | $295,300 (-) Land $40,800 Building $254,500 | |
| 2023 | $12,038.00 | $295,300 Land $40,800 Building $254,500 | |
| 1994 | $295,300 Land $40,800 Building $254,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2920 Cotswold Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2920 Cotswold Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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