292 Zelkova Rd, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 292 Zelkova Rd, Williamsburg, VA 23185

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,082 sqft · built 2002
Owner	Individual Name on Record
Last Sale	$239,000 (Sep 2018)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`439-(07)-12-078`

Property Details

APN / Parcel Number

Primary APN	`439-(07)-12-078`
Alternative APN	`3022.344.752`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,082 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Brick
Foundation Type	Brick
Roof Material	Shingle
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	292 ZELKOVA RD
City	WILLIAMSBURG
State	VA
Zip	23185-4360
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1 (MULTI-FAMILY DWELLI
Legal Description	WYNDHAM PLANTATION CONDOMINIUN PHASE XII UNIT 78
Legal Subdivision	WYNDHAM PLANTATION (CONDO)
Legal Phase	X
Legal Block	12
Legal Unit	78
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2002
Census Tract	370200

Owner

Source: Williamsburg City records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	292 ZELKOVA RD, WILLIAMSBURG, VA 23185-4360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ABNB FEDERAL CREDIT UNION
Sep 4, 2018	Warranty Deed, Transfer · Conventional Mortgage ABNB FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2018 · Amount on Record
Deed Sale	Sep 4, 2018 · Amount on Record
Deed Document Number	184823
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSBURG CITY VA
Property Address	292 ZELKOVA RD, WILLIAMSBURG, VA 23185-4360
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020220624
Date	Feb 28, 2022
Instrument	20220624

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Sep 4, 2018
Property Address	292 ZELKOVA RD, WILLIAMSBURG, VA 23185-4360
Document Number	0000184823
Instrument Date	Aug 28, 2018
Instrument	184823
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	VIRGINIA HOME TITLE AND SETTLEMENT, VIRGINIA HOME TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 ZELKOVA RD, WILLIAMSBURG, VA 23185-4360

Mortgage

Document Number	0000184824
Date	Sep 4, 2018
Instrument	184824

Lender

Name	ABNB FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Williamsburg City assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,276.00 (+21.19%)	$367,100 (+21.16%) Land $17,100 Building $350,000	$367,100 (+21.16%) Land $17,100 Building $350,000
2023	$1,878.00	$303,000 Land $17,100 Building $285,900	$303,000 Land $17,100 Building $285,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Aug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Zelkova Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures