292 Whisperwood Dr, Onalaska, TX 77360 Property Records

Polk County property record for 292 Whisperwood Dr, Onalaska, TX 77360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 1992
Lot Size	0.002 acres (105 sqft)
Owner	Individual Name on Record
Last Sale	$42,200 (Sep 2020)
Tax Bill	$12,557 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`T1200044700`

Property Details

APN / Parcel Number

Primary APN	`T1200044700`
Alternative APN	`47885`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,895 sqft Living Area
1st Floor Area	1,895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Metal
Lot Area	105 sqft (0.002 acres)
Lot Dimensions	1 ft deep x 10.5 ft wide
View / Lot	Waterfront
Garage Area	759 sqft
Driveway	Concrete Driveway
Driveway Area	1,409 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	470 sqft
Storage Building	80 sqft
Boat House	884 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47885
Street Address	292 WHISPERWOOD DR
City	ONALASKA
State	TX
Zip	77360-5803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN HARBORS SECTION 3 BLK 2 LOT 18-A & 19
Legal Subdivision	TWIN HARBORS SECTION 3
Legal Block	2
Legal Lot Number	18-A
Jurisdiction	POLK TX
Township / Civil Division	LIVINGSTON-ONALASKA
Census Block Group	4
Census Block	4012
Census Tract	210206

Owner

Source: Polk County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	292 WHISPERWOOD DR, ONALASKA, TX 77360-5803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Nov 13, 2012 · Amount on Record
Deed Document Number	20208433
Deed Book / Page	2020-2285 / 226
Record Updated	Oct 29, 2026

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	POLK TX
Recording Date	Sep 11, 2020
Property Address	292 WHISPERWOOD DR, ONALASKA, TX 77360-5803
Document Number	20202285/226
Book / Page	2020-2285 / 226
Map Reference	VOL 7 PG 22
Instrument Date	Sep 11, 2020
Instrument	8433
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 BAYSIDE CROSSING DR, 110, LA PORTE, TX 77571-4544

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 WHISPERWOOD DR, ONALASKA, TX 77360-5803

Mortgage

Document Number	8434
Date	Sep 11, 2020
Instrument	8434

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Polk County
Municipality	Onalaska City
Unified School District	Onalaska Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,557.00 (+0.15%)	$506,679 (-11.12%) Land $207,900 Building $298,779	$506,679 (-11.12%) Land $207,900 Building $298,779
2025	$12,538.00 (+33.67%)	$570,061 (+11.67%) Land $224,070 Building $345,991	$570,061 (+11.67%) Land $224,070 Building $345,991
2023		$510,494 Land $219,450 Building $291,044	$510,494 Land $219,450 Building $291,044
2022	$9,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 48 policies
Nearby Flood Policies	48 in force
Nearby Flood Claims	3 (2008–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONALASKA WSC serves 5,289 people · EPA ID TX1870009
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20

May also be available: AT&T, Verizon.

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