292 Waters Edge Loop, Henderson, NC 27537 Property Records

Vance County property record for 292 Waters Edge Loop, Henderson, NC 27537 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,872 sqft · built 2006
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Oct 2022)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0361B01003`

Property Details

APN / Parcel Number

Primary APN	`0361B01003`
Alternative APNs	`1035318` `19097`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Roof Type	Gable
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1035318
Street Address	292 WATERS EDGE LOOP
City	HENDERSON
State	NC
Zip	27537-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	292 WATERS EDGE LOOP
Legal Subdivision	RANDY MARSHALL SURV
Legal Block	01
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

Source: Vance County records · APN 0361B01003

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	118 TRANTHAM TRL, CLAYTON, NC 27527-6585
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 09, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2022 · Amount on Record
Deed Sale	Oct 31, 2022 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	20224520
Deed Book / Page	1424 / 297
Prior Transfer Date	Jun 06, 2011
Prior Transfer Doc	01231/0446
Record Updated	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Oct 31, 2022
Property Address	292 WATERS EDGE LOOP, HENDERSON, NC 27537-8930
Document Number	001424/297
Book / Page	1424 / 297
Map Reference	MB T PG 108
Instrument Date	Oct 28, 2022
Instrument	4520
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3220 BRASSFIELD RD, CREEDMOOR, NC 27522-8716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 TRANTHAM TRL, CLAYTON, NC 27527-6585

Mortgage

Document Number	0000004521
Date	Oct 31, 2022
Instrument	4521

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.2%
Change Frequency	6 Months
Index	5-Year CMT
Margin	2

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	VANCE NC
Recording Date	Jul 09, 2020
Property Address	292 WATERS EDGE LOOP, HENDERSON, NC 27537-8930
Document Number	0001377/95
Book / Page	1377 / 95
Map Reference	MB T PG 108
Instrument Date	Jun 30, 2020
Instrument	2227
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 BRASSFIELD RD, CREEDMOOR, NC 27522-8716

Mortgage

Document Number	0000002228
Date	Jul 09, 2020
Instrument	2228

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Oct 23, 2019
Property Address	292 WATERS EDGE LOOP, HENDERSON, NC 27537-8930
Document Number	01366/0188
Book / Page	1366 / 0188
Instrument Date	Oct 21, 2019
Instrument	03858
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3220 BRASSFIELD RD, CREEDMOOR, NC 27522-8716

Mortgage

Document Number	0000003860
Date	Oct 23, 2019
Instrument	03860

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Vance County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (+53.28%)	$474,169 (+88.76%) Land $138,510 Building $335,659	$474,169 (+88.76%) Land $138,510 Building $335,659
2023	$2,579.00	$251,203 Land $90,000 Building $161,203	$251,203 Land $90,000 Building $161,203

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Vance County (37181C), updated September 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371819602003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured 4 under condo master policies

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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